8559 THE HOWA BANK,LTD. - Financial Results

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

8559

FSE

THE HOWA BANK,LTD.

475

JPY

(+1.71%)

May 7, 12:35 pm JST

3.31

USD

May 6, 11:35 pm EDT

Result

PTS

outside of trading hours

ー

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2021	9,980	ー	803	995	107.9	10	May 14, 2021	J-GAAP
Mar, 2022	9,645	ー	959	848	82.7	10	May 12, 2022	J-GAAP
Mar, 2023	9,886	ー	1,456	1,302	159.6	10	May 11, 2023	J-GAAP
Mar, 2024	10,465	ー	682	877	83.9	10	May 14, 2024	J-GAAP
Mar, 2025 Guidance	ー	ー	890	660	65.7	10	May 14, 2024	J-GAAP
YoY	－	－	+30.5%	-24.7%	-21.7%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Mar, 2020	May 14, 2019	ー	ー	500	490	10	J-GAAP
- -	May 8, 2020	ー	ー	240	300	10	J-GAAP
- - Results	May 15, 2020	9,539	ー	248	309	10	J-GAAP
Mar, 2021	May 15, 2020	Available in future release
	May 7, 2021
Results	May 14, 2021
Mar, 2022	May 14, 2021
Results	May 12, 2022
Mar, 2023	May 12, 2022
	May 8, 2023
Results	May 11, 2023
Mar, 2024	May 11, 2023
	May 7, 2024
Results	May 14, 2024
Mar, 2025	May 14, 2024	ー	ー	890	660	10	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Mar, 2000	19,356	+10.7	Available in future release
Mar, 2001	16,626	-14.1
Mar, 2002	16,509	-0.7
Mar, 2003	15,608	-5.5
Mar, 2004	16,059	+2.9
Mar, 2005	15,335	-4.5
Mar, 2006	15,592	+1.7
Mar, 2007	13,762	-11.7
Mar, 2008	13,668	-0.7
Mar, 2009	13,761	+0.7
Mar, 2010	12,760	-7.3
Mar, 2011	12,203	-4.4
Mar, 2012	12,557	+2.9
Mar, 2013	11,619	-7.5
Mar, 2014	11,759	+1.2
Mar, 2015	12,037	+2.4
Mar, 2016	11,469	-4.7
Mar, 2017	10,148	-11.5
Mar, 2018	9,836	-3.1
Mar, 2019	9,677	-1.6
Mar, 2020	9,539	-1.4
Mar, 2021	9,980	+4.6
Mar, 2022	9,645	-3.4
Mar, 2023	9,886	+2.5
Mar, 2024	10,465	+5.9
Mar, 2025 Guidance	ー	-100.0	ー	－	890	+30.5	65.7	-21.7

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Mar, 2023	9,886	ー	ー	4.06	0.21	0.02	159.6
Mar, 2024	10,465	ー	ー	2.53	0.14	0.02	83.9
Mar, 2025 Guidance	ー	ー	ー	1.87	0.11	ー	65.7

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	27,930	4,406	2,004	1,524	234.0
Fiscal Year	Mar, 1992	Mar, 1997	Mar, 1995	Mar, 2012	Mar, 1993

Second Half

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2021	4,415	ー	-61	-32	-3.1	10	May 12, 2022	J-GAAP
Oct - Mar, 2022	5,095	ー	926	828	101.5	10	May 11, 2023	J-GAAP
Oct - Mar, 2023	5,078	ー	215	556	53.2	10	May 14, 2024	J-GAAP
Oct - Mar, 2024 Guidance	ー	ー	-114	-228	-22.7	10	Nov 12, 2024	J-GAAP
YoY	－	－	－	－	－

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Mar, 2022	ー	6,506	13,197	-6,691	-464	103,670	16.12	J-GAAP
Mar, 2023	ー	-24,327	-24,760	433	-451	78,891	12.73	J-GAAP
Mar, 2024	ー	-4,395	-5,696	1,301	3,081	77,577	12.50	J-GAAP

Actual Performance and Financial Trends

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2022	7,451	ー	1,132	1,011	171.6	77.7	Feb 10, 2023	J-GAAP
Apr - Dec, 2023	8,360	ー	996	900	152.7	146.0	Feb 13, 2024	J-GAAP
Apr - Dec, 2024	8,115	ー	1,478	1,317	223.5	166.1	Feb 7, 2025	J-GAAP
YoY	-2.9%	－	+48.4%	+46.3%	+46.4%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Jan - Mar, 2023	2,435	ー	324	291	35.7	0.0	May 11, 2023	J-GAAP
Apr - Jun, 2023	2,808	ー	658	620	105.2	0.0	Aug 9, 2023	J-GAAP
Jul - Sep, 2023	2,579	ー	-191	-299	-50.9	0.0	Nov 9, 2023	J-GAAP
Oct - Dec, 2023	2,973	ー	529	579	98.2	0.0	Feb 13, 2024	J-GAAP
Jan - Mar, 2024	2,105	ー	-314	-23	-2.2	0.0	May 14, 2024	J-GAAP
Apr - Jun, 2024	2,706	ー	489	481	81.7	0.0	Aug 9, 2024	J-GAAP
Jul - Sep, 2024	2,727	ー	515	407	69.1	0.0	Nov 12, 2024	J-GAAP
Oct - Dec, 2024	2,682	ー	474	429	72.8	0.0	Feb 7, 2025	J-GAAP
YoY	-9.8%	－	-10.4%	-25.9%	-25.9%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Jan - Mar, 2020	2,008	+7.1	Available in future release
Apr - Jun, 2020	2,939	+10.2
Jul - Sep, 2020	1,951	-18.7
Oct - Dec, 2020	2,865	+16.2
Jan - Mar, 2021	2,225	+10.8
Apr - Jun, 2021	2,845	-3.2
Jul - Sep, 2021	2,385	+22.2
Oct - Dec, 2021	2,776	-3.1
Jan - Mar, 2022	1,639	-26.3
Apr - Jun, 2022	2,628	-7.6
Jul - Sep, 2022	2,163	-9.3
Oct - Dec, 2022	2,660	-4.2
Jan - Mar, 2023	2,435	+48.6
Apr - Jun, 2023	2,808	+6.8
Jul - Sep, 2023	2,579	+19.2
Oct - Dec, 2023	2,973	+11.8
Jan - Mar, 2024	2,105	-13.6
Apr - Jun, 2024	2,706	-3.6
Jul - Sep, 2024	2,727	+5.7
Oct - Dec, 2024	2,682	-9.8	ー	－	474	-10.4	72.8	-25.9

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	4,196	ー	1,067	1,264	161.7
Fiscal Year	Sep, 2008	ー	Mar, 2010	Mar, 2010	Jun, 2020

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Mar, 2022	789.13	5.0	642,931	32,011	8,078	ー	May 12, 2022	J-GAAP
Mar, 2023	814.03	5.2	619,731	32,158	8,985	ー	May 11, 2023	J-GAAP
Mar, 2024	1,051.52	6.0	620,810	37,167	9,441	ー	May 14, 2024	J-GAAP
Apr - Dec, 2024	ー	5.7	623,936	35,325	10,345	ー	Feb 7, 2025	J-GAAP

THE HOWA BANK,LTD.(8559) Financial Results