8558 THE TOWA BANK,LTD. - Financial Results

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

8558

TSE Prime

THE TOWA BANK,LTD.

1,164

JPY

(+0.43%)

Feb 4, 3:30 pm JST

7.44

USD

Feb 4, 1:30 am EST

Result

PTS

outside of trading hours

1,162.6

Feb 4, 3:24 pm JST

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2022	36,907	ー	3,712	1,745	42.0	25	May 13, 2022	J-GAAP
Mar, 2023	33,513	ー	3,987	4,094	105.6	25	May 12, 2023	J-GAAP
Mar, 2024	34,138	ー	4,335	3,530	89.8	35	May 9, 2024	J-GAAP
Mar, 2025	37,815	ー	6,389	4,520	122.4	35	May 12, 2025	J-GAAP
Mar, 2026 Guidance	ー	ー	3,500	3,500	98.8	35	Nov 4, 2025	J-GAAP
YoY	－	－	-45.2%	-22.6%	-19.3%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Mar, 2021	May 8, 2020	ー	ー	3,000	2,000	40	J-GAAP
- -	Feb 2, 2021	ー	ー	3,000	2,000	30	J-GAAP
- -	May 6, 2021	ー	ー	4,090	2,490	30	J-GAAP
- - Results	May 14, 2021	36,437	ー	4,093	2,495	30	J-GAAP
Mar, 2022	May 14, 2021	Available in future release
	Nov 5, 2021
	Mar 1, 2022
	May 10, 2022
Results	May 13, 2022
Mar, 2023	May 13, 2022
	Nov 2, 2022
	May 9, 2023
Results	May 12, 2023
Mar, 2024	May 12, 2023
	May 7, 2024
Results	May 9, 2024
Mar, 2025	May 9, 2024
	May 8, 2025
Results	May 12, 2025
Mar, 2026	May 12, 2025	ー	ー	3,000	3,000	35	J-GAAP
- -	Nov 4, 2025	ー	ー	3,500	3,500	35	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Mar, 2001	52,318	-18.7	Available in future release
Mar, 2002	48,196	-7.9
Mar, 2003	44,985	-6.7
Mar, 2004	47,961	+6.6
Mar, 2005	46,272	-3.5
Mar, 2006	45,945	-0.7
Mar, 2007	43,305	-5.7
Mar, 2008	45,865	+5.9
Mar, 2009	40,351	-12.0
Mar, 2010	40,475	+0.3
Mar, 2011	39,999	-1.2
Mar, 2012	42,136	+5.3
Mar, 2013	42,703	+1.3
Mar, 2014	42,534	-0.4
Mar, 2015	43,622	+2.6
Mar, 2016	41,132	-5.7
Mar, 2017	43,555	+5.9
Mar, 2018	48,305	+10.9
Mar, 2019	37,284	-22.8
Mar, 2020	38,729	+3.9
Mar, 2021	36,437	-5.9
Mar, 2022	36,907	+1.3
Mar, 2023	33,513	-9.2
Mar, 2024	34,138	+1.9
Mar, 2025	37,815	+10.8
Mar, 2026 Guidance	ー	-100.0	ー	－	3,500	-45.2	98.8	-19.3

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Mar, 2024	34,138	ー	ー	3.01	0.15	0.01	89.8
Mar, 2025	37,815	ー	ー	4.34	0.19	0.02	122.4
Mar, 2026 Guidance	ー	ー	ー	4.01	0.14	ー	98.8

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	113,745	15,450	15,513	12,907	380.1
Fiscal Year	Mar, 1992	Mar, 1996	Mar, 2018	Mar, 2014	Mar, 2014

Second Half

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2022	16,719	ー	1,433	1,114	28.7	25	May 12, 2023	J-GAAP
Oct - Mar, 2023	16,837	ー	2,334	1,999	50.9	35	May 9, 2024	J-GAAP
Oct - Mar, 2024	21,039	ー	4,323	3,324	90.0	35	May 12, 2025	J-GAAP
Oct - Mar, 2025 Guidance	ー	ー	484	373	10.5	35	Nov 11, 2025	J-GAAP
YoY	－	－	-88.8%	-88.8%	-88.3%

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Mar, 2023	ー	-186,999	-209,387	22,388	-1,119	187,554	7.85	J-GAAP
Mar, 2024	ー	8,366	941	7,425	-1,120	194,800	8.10	J-GAAP
Mar, 2025	ー	-9,742	-15,901	6,159	-17,981	167,076	7.01	J-GAAP

Actual Performance and Financial Trends

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2023	25,689	ー	3,565	2,856	77.2	82.2	Feb 2, 2024	J-GAAP
Apr - Dec, 2024	25,615	ー	3,031	1,975	53.4	47.4	Feb 7, 2025	J-GAAP
Apr - Dec, 2025	31,311	ー	3,499	3,523	98.6	100.0	Feb 3, 2026	J-GAAP
YoY	+22.2%	－	+15.4%	+78.4%	+84.8%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Jan - Mar, 2024	8,449	ー	770	674	17.2	0.0	May 9, 2024	J-GAAP
Apr - Jun, 2024	8,045	ー	705	665	18.0	0.0	Aug 5, 2024	J-GAAP
Jul - Sep, 2024	8,731	ー	1,361	531	14.3	0.0	Nov 12, 2024	J-GAAP
Oct - Dec, 2024	8,839	ー	965	779	21.1	0.0	Feb 7, 2025	J-GAAP
Jan - Mar, 2025	12,200	ー	3,358	2,545	68.9	0.0	May 12, 2025	J-GAAP
Apr - Jun, 2025	9,866	ー	1,453	1,906	52.5	0.0	Aug 5, 2025	J-GAAP
Jul - Sep, 2025	10,680	ー	1,563	1,221	34.1	0.0	Nov 11, 2025	J-GAAP
Oct - Dec, 2025	10,765	ー	483	396	11.1	0.0	Feb 3, 2026	J-GAAP
YoY	+21.8%	－	-49.9%	-49.2%	-47.3%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Jan - Mar, 2021	9,120	-12.8	Available in future release
Apr - Jun, 2021	8,784	+2.7
Jul - Sep, 2021	11,348	+13.8
Oct - Dec, 2021	8,187	-6.9
Jan - Mar, 2022	8,588	-5.8
Apr - Jun, 2022	7,998	-8.9
Jul - Sep, 2022	8,796	-22.5
Oct - Dec, 2022	7,918	-3.3
Jan - Mar, 2023	8,801	+2.5
Apr - Jun, 2023	8,364	+4.6
Jul - Sep, 2023	8,937	+1.6
Oct - Dec, 2023	8,388	+5.9
Jan - Mar, 2024	8,449	-4.0
Apr - Jun, 2024	8,045	-3.8
Jul - Sep, 2024	8,731	-2.3
Oct - Dec, 2024	8,839	+5.4
Jan - Mar, 2025	12,200	+44.4
Apr - Jun, 2025	9,866	+22.6
Jul - Sep, 2025	10,680	+22.3
Oct - Dec, 2025	10,765	+21.8	ー	－	483	-49.9	11.1	-47.4

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	13,625	ー	4,743	6,703	205.0
Fiscal Year	Mar, 2018	ー	Mar, 2018	Mar, 2014	Sep, 2010

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Mar, 2023	2,754.45	4.9	2,390,395	116,907	70,116	ー	May 12, 2023	J-GAAP
Mar, 2024	2,772.96	4.9	2,405,654	117,820	72,512	ー	May 9, 2024	J-GAAP
Mar, 2025	2,458.71	3.8	2,382,753	90,383	59,241	ー	May 12, 2025	J-GAAP
Apr - Dec, 2025	ー	3.6	2,428,561	87,285	61,665	ー	Feb 3, 2026	J-GAAP

THE TOWA BANK,LTD.(8558) Financial Results