8544 The Keiyo Bank, Ltd. - Financial Results

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

8544

TSE Prime

The Keiyo Bank, Ltd.

1,644

JPY

+19

(+1.17%)

Dec 5, 3:30 pm JST

10.63

USD

Dec 5, 1:30 am EST

Result

PTS

outside of trading hours

ー

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2022	65,745	ー	16,210	11,185	86.8	20.50	May 12, 2022	J-GAAP
Mar, 2023	65,614	ー	15,174	10,390	81.8	22	May 11, 2023	J-GAAP
Mar, 2024	70,215	ー	15,678	10,878	87.1	24	May 9, 2024	J-GAAP
Mar, 2025	80,370	ー	18,214	12,756	104.1	30	May 13, 2025	J-GAAP
Mar, 2026 Guidance	ー	ー	21,700	15,000	124.2	38	Nov 10, 2025	J-GAAP
YoY	－	－	+19.1%	+17.6%	+19.4%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Mar, 2021	May 12, 2020	ー	ー	7,900	5,100	18	J-GAAP
- -	Nov 6, 2020	ー	ー	9,800	6,500	18	J-GAAP
- - Results	May 12, 2021	62,957	ー	11,987	7,383	19	J-GAAP
Mar, 2022	May 12, 2021	Available in future release
	Nov 9, 2021
	Feb 4, 2022
Results	May 12, 2022
Mar, 2023	May 12, 2022
	Nov 9, 2022
Results	May 11, 2023
Mar, 2024	May 11, 2023
	Nov 7, 2023
Results	May 9, 2024
Mar, 2025	May 9, 2024
	Nov 8, 2024
Results	May 13, 2025
Mar, 2026	May 13, 2025	ー	ー	19,200	13,500	36	J-GAAP
- -	Nov 10, 2025	ー	ー	21,700	15,000	38	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Mar, 2001	75,928	-2.8	Available in future release
Mar, 2002	72,301	-4.8
Mar, 2003	65,607	-9.3
Mar, 2004	65,073	-0.8
Mar, 2005	67,319	+3.5
Mar, 2006	69,215	+2.8
Mar, 2007	70,877	+2.4
Mar, 2008	74,435	+5.0
Mar, 2009	74,621	+0.2
Mar, 2010	74,439	-0.2
Mar, 2011	79,833	+7.2
Mar, 2012	76,277	-4.5
Mar, 2013	73,822	-3.2
Mar, 2014	71,091	-3.7
Mar, 2015	71,762	+0.9
Mar, 2016	70,526	-1.7
Mar, 2017	66,570	-5.6
Mar, 2018	65,139	-2.1
Mar, 2019	67,465	+3.6
Mar, 2020	68,081	+0.9
Mar, 2021	62,957	-7.5
Mar, 2022	65,745	+4.4
Mar, 2023	65,614	-0.2
Mar, 2024	70,215	+7.0
Mar, 2025	80,370	+14.5
Mar, 2026 Guidance	ー	-100.0	ー	－	21,700	+19.1	124.2	+19.3

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Mar, 2024	70,215	ー	ー	3.55	0.17	0.01	87.1
Mar, 2025	80,370	ー	ー	4.07	0.19	0.01	104.1
Mar, 2026 Guidance	ー	ー	ー	4.70	0.23	ー	124.2

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	152,768	30,500	26,075	15,303	112.6
Fiscal Year	Mar, 1992	Mar, 1996	Mar, 2014	Mar, 2014	Mar, 2016

Second Half

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2022	30,653	ー	5,646	3,801	29.9	11	May 11, 2023	J-GAAP
Oct - Mar, 2023	33,554	ー	6,965	4,861	38.9	12.50	May 9, 2024	J-GAAP
Oct - Mar, 2024	40,798	ー	6,317	4,482	36.6	16	May 13, 2025	J-GAAP
Oct - Mar, 2025 Guidance	ー	ー	8,478	5,840	48.4	19	Nov 10, 2025	J-GAAP
YoY	－	－	+34.2%	+30.3%	+32.3%

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Mar, 2023	ー	-483,488	-510,165	26,677	-3,724	1,233,546	18.76	J-GAAP
Mar, 2024	ー	-183,103	-181,724	-1,379	-4,354	1,046,087	15.98	J-GAAP
Mar, 2025	ー	-123,760	-83,448	-40,312	-5,139	917,186	13.98	J-GAAP

Actual Performance and Financial Trends

Accumulated Results 2nd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Sep, 2023	36,661	ー	8,713	6,017	47.9	55.6	Nov 7, 2023	J-GAAP
Apr - Sep, 2024	39,572	ー	11,897	8,274	67.0	65.3	Nov 8, 2024	J-GAAP
Apr - Sep, 2025	49,657	ー	13,222	9,160	75.6	60.9	Nov 10, 2025	J-GAAP
YoY	+25.5%	－	+11.1%	+10.7%	+12.8%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2023	18,166	ー	4,418	3,017	24.1	0.0	Feb 6, 2024	J-GAAP
Jan - Mar, 2024	15,388	ー	2,547	1,844	14.8	0.0	May 9, 2024	J-GAAP
Apr - Jun, 2024	21,589	ー	7,798	5,416	43.9	0.0	Jul 31, 2024	J-GAAP
Jul - Sep, 2024	17,983	ー	4,099	2,858	23.2	0.0	Nov 8, 2024	J-GAAP
Oct - Dec, 2024	20,389	ー	5,765	3,923	31.9	0.0	Feb 7, 2025	J-GAAP
Jan - Mar, 2025	20,409	ー	552	559	4.6	0.0	May 13, 2025	J-GAAP
Apr - Jun, 2025	22,903	ー	5,809	4,111	33.9	0.0	Jul 31, 2025	J-GAAP
Jul - Sep, 2025	26,754	ー	7,413	5,049	41.7	0.0	Nov 10, 2025	J-GAAP
YoY	+48.8%	－	+80.8%	+76.7%	+79.9%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Oct - Dec, 2020	15,979	-11.8	Available in future release
Jan - Mar, 2021	14,993	-2.0
Apr - Jun, 2021	16,526	+1.5
Jul - Sep, 2021	16,323	+3.9
Oct - Dec, 2021	16,895	+5.7
Jan - Mar, 2022	16,001	+6.7
Apr - Jun, 2022	18,451	+11.6
Jul - Sep, 2022	16,510	+1.1
Oct - Dec, 2022	15,616	-7.6
Jan - Mar, 2023	15,037	-6.0
Apr - Jun, 2023	19,781	+7.2
Jul - Sep, 2023	16,880	+2.2
Oct - Dec, 2023	18,166	+16.3
Jan - Mar, 2024	15,388	+2.3
Apr - Jun, 2024	21,589	+9.1
Jul - Sep, 2024	17,983	+6.5
Oct - Dec, 2024	20,389	+12.2
Jan - Mar, 2025	20,409	+32.6
Apr - Jun, 2025	22,903	+6.1
Jul - Sep, 2025	26,754	+48.8	ー	－	7,413	+80.8	41.7	+79.7

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	26,754	ー	7,798	5,416	43.9
Fiscal Year	Sep, 2025	ー	Jun, 2024	Jun, 2024	Jun, 2024

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Mar, 2023	2,313.85	4.4	6,575,882	290,540	188,967	ー	May 11, 2023	J-GAAP
Mar, 2024	2,615.26	4.9	6,547,247	322,748	194,994	ー	May 9, 2024	J-GAAP
Mar, 2025	2,508.89	4.6	6,561,710	303,981	204,450	ー	May 13, 2025	J-GAAP
Apr - Sep, 2025	ー	4.8	6,601,903	319,414	211,652	ー	Nov 10, 2025	J-GAAP

The Keiyo Bank, Ltd.(8544) Financial Results