8304 Aozora Bank, Ltd. - Financial Results

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8304

TSE Prime

Aozora Bank, Ltd.

2,399.0

JPY

-13.0

(-0.54%)

Dec 5, 3:30 pm JST

15.51

USD

Dec 5, 1:30 am EST

Result

PTS

outside of trading hours

2,400.7

Dec 5, 3:24 pm JST

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2022	134,737	ー	46,294	35,004	299.8	149	May 16, 2022	J-GAAP
Mar, 2023	183,292	ー	7,356	8,719	74.7	154	May 17, 2023	J-GAAP
Mar, 2024	246,299	ー	-54,816	-49,904	-427.2	76	May 13, 2024	J-GAAP
Mar, 2025	231,460	ー	17,561	20,518	154.3	79	May 14, 2025	J-GAAP
Mar, 2026 Guidance	ー	ー	30,000	22,000	159.0	88	May 14, 2025	J-GAAP
YoY	－	－	+70.8%	+7.2%	+3.1%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Mar, 2021	May 14, 2020	ー	ー	40,000	28,500	122	J-GAAP
- - Results	May 13, 2021	155,755	ー	38,982	28,972	124	J-GAAP
Mar, 2022	May 13, 2021	Available in future release
	Jan 31, 2022
Results	May 16, 2022
Mar, 2023	May 16, 2022
	Jan 27, 2023
Results	May 17, 2023
Mar, 2024	May 17, 2023
	Feb 1, 2024
	May 1, 2024
Results	May 13, 2024
Mar, 2025	May 13, 2024
Results	May 14, 2025
Mar, 2026	May 14, 2025	ー	ー	30,000	22,000	88	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Mar, 2002	106,700	－	Available in future release
Mar, 2003	109,748	+2.9
Mar, 2004	113,788	+3.7
Mar, 2005	102,379	-10.0
Mar, 2006	171,946	+68.0
Mar, 2007	197,545	+14.9
Mar, 2008	201,019	+1.8
Mar, 2009	182,566	-9.2
Mar, 2010	146,058	-20.0
Mar, 2011	126,681	-13.3
Mar, 2012	136,184	+7.5
Mar, 2013	118,109	-13.3
Mar, 2014	131,834	+11.6
Mar, 2015	130,035	-1.4
Mar, 2016	124,054	-4.6
Mar, 2017	134,704	+8.6
Mar, 2018	148,819	+10.5
Mar, 2019	160,136	+7.6
Mar, 2020	184,406	+15.2
Mar, 2021	155,755	-15.5
Mar, 2022	134,737	-13.5
Mar, 2023	183,292	+36.0
Mar, 2024	246,299	+34.4
Mar, 2025	231,460	-6.0
Mar, 2026 Guidance	ー	-100.0	ー	－	30,000	+70.8	159.0	+3.0

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Mar, 2024	246,299	ー	ー	-12.14	-0.67	0.03	-427.2
Mar, 2025	231,460	ー	ー	4.92	0.27	0.03	154.3
Mar, 2026 Guidance	ー	ー	ー	4.74	0.27	ー	159.0

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	246,299	ー	62,405	120,114	525.9
Fiscal Year	Mar, 2024	ー	Mar, 2007	Mar, 2006	Mar, 2007

Second Half

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2022	87,845	ー	-13,057	-6,670	-57.1	78	May 17, 2023	J-GAAP
Oct - Mar, 2023	110,637	ー	-69,200	-61,952	-530.4	0	May 13, 2024	J-GAAP
Oct - Mar, 2024	116,332	ー	7,567	8,599	64.7	41	May 14, 2025	J-GAAP
Oct - Mar, 2025 Guidance	ー	ー	14,620	8,387	60.6	44	Nov 13, 2025	J-GAAP
YoY	－	－	+93.2%	-2.5%	-6.2%

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Mar, 2023	ー	152,557	-61,382	213,939	-18,068	1,196,230	16.65	J-GAAP
Mar, 2024	ー	301,388	133,949	167,439	2,136	1,499,756	19.73	J-GAAP
Mar, 2025	ー	-204,749	-56,900	-147,849	46,592	1,341,599	17.28	J-GAAP

Actual Performance and Financial Trends

Accumulated Results 2nd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Sep, 2023	135,662	ー	14,384	12,048	103.2	ー	Nov 13, 2023	J-GAAP
Apr - Sep, 2024	115,128	ー	9,994	11,919	93.4	56.9	Nov 15, 2024	J-GAAP
Apr - Sep, 2025	117,144	ー	15,380	13,613	98.4	51.3	Nov 13, 2025	J-GAAP
YoY	+1.8%	－	+53.9%	+14.2%	+5.4%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2023	57,592	ー	-39,245	-26,753	-229.0	0.0	Feb 1, 2024	J-GAAP
Jan - Mar, 2024	53,045	ー	-29,955	-35,199	-301.3	0.0	May 13, 2024	J-GAAP
Apr - Jun, 2024	58,299	ー	5,892	7,571	64.8	0.0	Aug 2, 2024	J-GAAP
Jul - Sep, 2024	56,829	ー	4,102	4,348	34.1	0.0	Nov 15, 2024	J-GAAP
Oct - Dec, 2024	56,812	ー	3,300	4,312	32.9	0.0	Feb 3, 2025	J-GAAP
Jan - Mar, 2025	59,520	ー	4,267	4,287	32.2	0.0	May 14, 2025	J-GAAP
Apr - Jun, 2025	60,745	ー	8,007	6,326	45.7	0.0	Aug 1, 2025	J-GAAP
Jul - Sep, 2025	56,399	ー	7,373	7,287	52.7	0.0	Nov 13, 2025	J-GAAP
YoY	-0.8%	－	+79.7%	+67.6%	+54.6%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Oct - Dec, 2020	38,857	-14.9	Available in future release
Jan - Mar, 2021	40,395	-19.1
Apr - Jun, 2021	36,852	-15.6
Jul - Sep, 2021	30,103	-8.3
Oct - Dec, 2021	33,407	-14.0
Jan - Mar, 2022	34,375	-14.9
Apr - Jun, 2022	50,831	+37.9
Jul - Sep, 2022	44,616	+48.2
Oct - Dec, 2022	30,916	-7.5
Jan - Mar, 2023	56,929	+65.6
Apr - Jun, 2023	66,801	+31.4
Jul - Sep, 2023	68,861	+54.3
Oct - Dec, 2023	57,592	+86.3
Jan - Mar, 2024	53,045	-6.8
Apr - Jun, 2024	58,299	-12.7
Jul - Sep, 2024	56,829	-17.5
Oct - Dec, 2024	56,812	-1.4
Jan - Mar, 2025	59,520	+12.2
Apr - Jun, 2025	60,745	+4.2
Jul - Sep, 2025	56,399	-0.8	ー	－	7,373	+79.7	52.7	+54.5

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	68,861	ー	21,643	36,961	224.0
Fiscal Year	Sep, 2023	ー	Jun, 2014	Jun, 2007	Jun, 2007

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Mar, 2023	3,751.95	6.1	7,184,070	438,157	291,898	ー	May 17, 2023	J-GAAP
Mar, 2024	3,285.94	5.0	7,603,002	383,871	228,444	ー	May 13, 2024	J-GAAP
Mar, 2025	3,258.51	5.8	7,762,434	450,916	241,485	ー	May 14, 2025	J-GAAP
Apr - Sep, 2025	3,355.19	5.7	8,165,591	464,295	249,009	ー	Nov 13, 2025	J-GAAP

Aozora Bank, Ltd.(8304) Financial Results