8253 Credit Saison Co.,Ltd. - Financial Results

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8253

TSE Prime

Credit Saison Co.,Ltd.

3,974

JPY

-63

(-1.56%)

Dec 5, 3:30 pm JST

25.70

USD

Dec 5, 1:30 am EST

Result

ー

PTS

outside of trading hours

3,991.1

Dec 5, 3:25 pm JST

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2022	299,017	52,336	49,936	35,375	226.4	55	May 13, 2022	IFRS
Mar, 2023	322,638	60,977	61,044	43,599	278.9	70	May 15, 2023	IFRS
Mar, 2024	361,604	71,941	97,952	72,987	453.1	105	May 15, 2024	IFRS
Mar, 2025	422,818	93,621	92,786	66,397	423.0	120	May 15, 2025	IFRS
Mar, 2026 Guidance	ー	ー	ー	59,000	411.4	130	Nov 14, 2025	IFRS
YoY	－	－	－	-11.1%	-2.8%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Mar, 2021	May 15, 2020	ー	ー	ー	ー	45	IFRS
- - - -	Aug 7, 2020	ー	ー	ー	19,500	45	IFRS
- - -	Nov 10, 2020	ー	ー	ー	24,000	45	IFRS
- - -	Feb 9, 2021	ー	ー	ー	29,000	45	IFRS
- - - Results	May 14, 2021	325,381	ー	50,915	36,132	45	IFRS
Mar, 2022	May 14, 2021	Available in future release
Results	May 13, 2022
Mar, 2023	May 13, 2022
	Nov 10, 2022
	Feb 9, 2023
Results	May 15, 2023
Mar, 2024	May 15, 2023
	Aug 10, 2023
	Nov 10, 2023
	Feb 13, 2024
Results	May 15, 2024
Mar, 2025	May 15, 2024
	Aug 9, 2024
	Nov 14, 2024
	Feb 14, 2025
Results	May 15, 2025
Mar, 2026	May 15, 2025	479,000	96,000	ー	67,500	130	IFRS
- - -	Aug 14, 2025	ー	ー	ー	67,500	130	IFRS
- - -	Nov 14, 2025	ー	ー	ー	59,000	130	IFRS

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Mar, 2001	188,061	+5.9	Available in future release
Mar, 2002	214,838	+14.2
Mar, 2003	212,241	-1.2
Mar, 2004	220,331	+3.8
Mar, 2005	240,385	+9.1
Mar, 2006	274,666	+14.3
Mar, 2007	333,683	+21.5
Mar, 2008	345,586	+3.6
Mar, 2009	327,089	-5.4
Mar, 2010	306,855	-6.2
Mar, 2011	285,712	-6.9
Mar, 2012	244,009	-14.6
Mar, 2013	244,405	+0.2
Mar, 2014	247,577	+1.3
Mar, 2015	259,076	+4.6
Mar, 2016	269,919	+4.2
Mar, 2017	278,944	+3.3
Mar, 2018	292,183	+4.7
Mar, 2019	371,842	+27.3
Mar, 2020	397,112	+6.8
Mar, 2021	325,381	-18.1
Mar, 2022	299,017	-8.1
Mar, 2023	322,638	+7.9
Mar, 2024	361,604	+12.1
Mar, 2025	422,818	+16.9
Mar, 2026 Guidance	ー	-100.0	ー	-100.0	ー	-100.0	411.4	-2.7

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Mar, 2024	361,604	71,941	19.9	11.20	1.77	0.09	453.1
Mar, 2025	422,818	93,621	22.1	9.41	1.47	0.09	423.0
Mar, 2026 Guidance	ー	ー	ー	8.37	1.25	ー	411.4

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	422,818	93,621	97,952	72,987	453.1
Fiscal Year	Mar, 2025	Mar, 2025	Mar, 2024	Mar, 2024	Mar, 2024

Second Half

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2022	165,328	21,630	21,079	16,100	103.0	70	May 15, 2023	IFRS
Oct - Mar, 2023	186,487	32,128	38,580	28,977	179.9	105	May 15, 2024	IFRS
Oct - Mar, 2024	226,492	53,616	51,005	37,952	241.8	120	May 15, 2025	IFRS
Oct - Mar, 2025 Guidance	ー	ー	ー	31,647	220.7	130	Nov 14, 2025	IFRS
YoY	－	－	－	-16.6%	-8.7%

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Mar, 2023	60,977	-173,920	-130,092	-43,828	224,536	159,671	4.10	IFRS
Mar, 2024	71,941	-299,158	-213,404	-85,754	246,699	108,745	2.51	IFRS
Mar, 2025	93,621	-264,426	-249,174	-15,252	297,251	139,399	2.98	IFRS

Actual Performance and Financial Trends

Accumulated Results 2nd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Sep, 2023	175,117	39,813	59,372	44,010	276.3	60.6	Nov 10, 2023	IFRS
Apr - Sep, 2024	196,326	40,005	41,781	28,445	177.1	45.0	Nov 14, 2024	IFRS
Apr - Sep, 2025	228,167	45,010	41,144	27,353	186.7	ー	Nov 14, 2025	IFRS
YoY	+16.2%	+12.5%	-1.5%	-3.8%	+5.4%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2023	93,654	21,682	24,403	18,047	112.5	23.2	Feb 13, 2024	IFRS
Jan - Mar, 2024	92,833	10,446	14,177	10,930	67.9	11.3	May 15, 2024	IFRS
Apr - Jun, 2024	100,076	22,871	23,577	16,595	102.2	22.9	Aug 9, 2024	IFRS
Jul - Sep, 2024	96,250	17,134	18,204	11,850	73.8	17.8	Nov 14, 2024	IFRS
Oct - Dec, 2024	117,124	39,929	39,961	29,164	183.5	34.1	Feb 14, 2025	IFRS
Jan - Mar, 2025	109,368	13,687	11,044	8,788	56.0	12.5	May 15, 2025	IFRS
Apr - Jun, 2025	108,962	22,933	22,866	16,096	108.9	21.0	Aug 14, 2025	IFRS
Jul - Sep, 2025	119,205	22,077	18,278	11,257	76.8	18.5	Nov 14, 2025	IFRS
YoY	+23.8%	+28.8%	+0.4%	-5.0%	+4.1%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Oct - Dec, 2020	83,977	-15.7	Available in future release
Jan - Mar, 2021	80,549	-13.8
Apr - Jun, 2021	91,773	+17.9
Jul - Sep, 2021	57,438	-30.8
Oct - Dec, 2021	130,351	+55.2
Jan - Mar, 2022	19,455	-75.8
Apr - Jun, 2022	91,842	+0.1
Jul - Sep, 2022	65,468	+14.0
Oct - Dec, 2022	84,794	-34.9
Jan - Mar, 2023	80,534	+314.0
Apr - Jun, 2023	85,879	-6.5
Jul - Sep, 2023	89,238	+36.3
Oct - Dec, 2023	93,654	+10.4
Jan - Mar, 2024	92,833	+15.3
Apr - Jun, 2024	100,076	+16.5
Jul - Sep, 2024	96,250	+7.9
Oct - Dec, 2024	117,124	+25.1
Jan - Mar, 2025	109,368	+17.8
Apr - Jun, 2025	108,962	+8.9
Jul - Sep, 2025	119,205	+23.8	22,077	+28.8	18,278	+0.4	76.8	+4.1

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	130,351	39,929	39,961	29,164	183.5
Fiscal Year	Dec, 2021	Dec, 2024	Dec, 2024	Dec, 2024	Dec, 2024

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Mar, 2023	3,827.22	15.4	3,896,105	598,301	481,163	4.69	May 15, 2023	IFRS
Mar, 2024	4,323.36	16.3	4,335,852	705,053	542,602	4.32	May 15, 2024	IFRS
Mar, 2025	4,740.04	15.1	4,671,143	705,678	602,903	4.82	May 15, 2025	IFRS
Apr - Sep, 2025	ー	14.9	4,728,396	704,970	612,582	4.96	Nov 14, 2025	IFRS

Credit Saison Co.,Ltd.(8253) Financial Results