3994 Money Forward, Inc. - Financial Results

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3994

TSE Prime

Money Forward, Inc.

3,980

JPY

-160

(-3.86%)

Jan 29, 3:30 pm JST

26.02

USD

Jan 29, 1:30 am EST

Result

PTS

outside of trading hours

ー

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Nov, 2022	21,477	-8,469	-9,581	-9,449	-176.4	0	Jan 16, 2023	J-GAAP
Nov, 2023	30,380	-6,329	-6,738	-6,315	-117.0	0	Jan 12, 2024	J-GAAP
Nov, 2024	40,363	-4,735	-5,353	-6,330	-116.3	0	Jan 14, 2025	J-GAAP
Nov, 2025	50,349	-2,653	-3,877	1,587	28.8	0	Jan 14, 2026	J-GAAP
Nov, 2026 Guidance	55,475	-1,000	-2,700	-2,200	-39.6	0	Jan 29, 2026	J-GAAP
YoY	+10.2%	+62.3%	+30.4%	－	－

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Nov, 2021	Jan 14, 2021	15,250	-996	-1,061	-1,108	0*	J-GAAP
	Nov 30, 2021	15,250	-996	-1,375	-1,422	0*	J-GAAP
Results	Jan 14, 2022	15,632	-1,062	-1,432	-1,482	0*	J-GAAP
Nov, 2022	Jan 14, 2022	Available in future release
	Oct 17, 2022
Results	Jan 16, 2023
Nov, 2023	Jan 16, 2023
	Jul 18, 2023
	Oct 13, 2023
Results	Jan 12, 2024
Nov, 2024	Jan 12, 2024
Results	Jan 14, 2025
Nov, 2025	Jan 14, 2025
	Mar 31, 2025
	Nov 4, 2025
Results	Jan 14, 2026
Nov, 2026	Jan 14, 2026	55,475	-1,000	-2,700	-3,700	0	J-GAAP
	Jan 29, 2026	55,475	-1,000	-2,700	-2,200	0	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Nov, 2012	0	－	Available in future release
Nov, 2013	3	－
Nov, 2014	76	+2,433.3
Nov, 2015	441	+480.3
Nov, 2016	1,542	+249.7
Nov, 2017	2,899	+88.0
Nov, 2018	4,594	+58.5
Nov, 2019	7,156	+55.8
Nov, 2020	11,318	+58.2
Nov, 2021	15,632	+38.1
Nov, 2022	21,477	+37.4
Nov, 2023	30,380	+41.5
Nov, 2024	40,363	+32.9
Nov, 2025	50,349	+24.7
Nov, 2026 Guidance	55,475	+10.2	-1,000	+62.3	-2,700	+30.4	-39.6	－

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Nov, 2024	40,363	-4,735	-12	-20.03	-6.51	0.42	-116.3
Nov, 2025	50,349	-2,653	-5.3	4.16	1.36	0.43	28.8
Nov, 2026 Guidance	55,475	-1,000	-1.8	-5.38	-1.72	0.43	-39.6

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	50,349	-796	-8	1,587	28.8
Fiscal Year	Nov, 2025	Nov, 2018	Nov, 2012	Nov, 2025	Nov, 2025

First Half

Result

Guidance History

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Dec - May, 2022	14,087	-3,207	-3,374	-3,381	-62.8	0	Jul 18, 2023	J-GAAP
Dec - May, 2023	19,864	-1,827	-2,145	-2,597	-47.8	0	Jul 12, 2024	J-GAAP
Dec - May, 2024	23,237	-1,592	-1,897	-2,197	-40.0	0	Jul 15, 2025	J-GAAP
Dec - May, 2025 Guidance	ー	ー	ー	ー	－	0	Jan 14, 2026	J-GAAP
YoY	－	－	－	－	－

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
May, 2023	Jan 16, 2023	ー	ー	ー	ー	0	J-GAAP
- - - - Results	Jul 18, 2023	14,087	-3,207	-3,374	-3,381	0	J-GAAP
May, 2024	Jan 12, 2024	Available in future release
Results	Jul 12, 2024
May, 2025	Jan 14, 2025
Results	Jul 15, 2025
May, 2026	Jan 14, 2026	ー	ー	ー	ー	0	J-GAAP

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Nov, 2023	-6,329	-4,988	2,460	-7,448	17,462	38,818	43.97	J-GAAP
Nov, 2024	-4,735	-14,266	-4,761	-9,505	20,346	45,211	42.58	J-GAAP
Nov, 2025	-2,653	-8,843	1,496	-10,339	4,570	40,934	32.09	J-GAAP

Actual Performance and Financial Trends

Historical Performance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Nov, 2023	30,380	-6,329	-6,738	-6,315	-117.0	0	Jan 12, 2024	J-GAAP
Nov, 2024	40,363	-4,735	-5,353	-6,330	-116.3	0	Jan 14, 2025	J-GAAP
Nov, 2025	50,349	-2,653	-3,877	1,587	28.8	0	Jan 14, 2026	J-GAAP
YoY	+24.7%	+44.0%	+27.6%	－	－

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Dec - Feb, 2023	9,544	-992	-1,135	-1,318	-24.3	-10.4	Apr 12, 2024	J-GAAP
Mar - May, 2024	10,320	-835	-1,010	-1,279	-23.6	-8.1	Jul 12, 2024	J-GAAP
Jun - Aug, 2024	9,809	-1,010	-1,142	-1,115	-20.5	-10.3	Oct 15, 2024	J-GAAP
Sep - Nov, 2024	10,690	-1,898	-2,066	-2,618	-48.1	-17.8	Jan 14, 2025	J-GAAP
Dec - Feb, 2024	11,706	-580	-730	-1,119	-20.4	-5.0	Apr 14, 2025	J-GAAP
Mar - May, 2025	11,531	-1,012	-1,167	-1,078	-19.6	-8.8	Jul 15, 2025	J-GAAP
Jun - Aug, 2025	12,069	-387	-478	-1,187	-21.6	-3.2	Oct 15, 2025	J-GAAP
Sep - Nov, 2025	15,043	-674	-1,502	4,971	90.2	-4.5	Jan 14, 2026	J-GAAP
YoY	+40.7%	+64.5%	+27.3%	－	－

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Dec - Feb, 2020	3,466	+44.8	Available in future release
Mar - May, 2021	3,994	+41.6
Jun - Aug, 2021	3,833	+39.1
Sep - Nov, 2021	4,339	+29.6
Dec - Feb, 2021	4,755	+37.2
Mar - May, 2022	5,086	+27.3
Jun - Aug, 2022	5,455	+42.3
Sep - Nov, 2022	6,181	+42.5
Dec - Feb, 2022	6,791	+42.8
Mar - May, 2023	7,296	+43.5
Jun - Aug, 2023	7,497	+37.4
Sep - Nov, 2023	8,796	+42.3
Dec - Feb, 2023	9,544	+40.5
Mar - May, 2024	10,320	+41.4
Jun - Aug, 2024	9,809	+30.8
Sep - Nov, 2024	10,690	+21.5
Dec - Feb, 2024	11,706	+22.7
Mar - May, 2025	11,531	+11.7
Jun - Aug, 2025	12,069	+23.0
Sep - Nov, 2025	15,043	+40.7	-674	+64.5	-1,502	+27.3	90.2	－

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	15,043	80	74	4,971	90.2
Fiscal Year	Nov, 2025	Feb, 2020	Feb, 2020	Nov, 2025	Nov, 2025

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Nov, 2023	514.09	31.5	88,282	27,822	-8,378	1.09	Jan 12, 2024	J-GAAP
Nov, 2024	647.62	33.3	106,191	35,382	-8,993	1.00	Jan 14, 2025	J-GAAP
Nov, 2025	738.62	32.0	127,567	40,861	-7,690	0.83	Jan 14, 2026	J-GAAP

Money Forward, Inc.(3994) Financial Results