3994 Money Forward, Inc. - Financial Results

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3994

TSE Prime

Money Forward, Inc.

3,784.0

JPY

+403.0

(+11.92%)

Apr 10, 3:30 pm JST

25.78

USD

Apr 10, 2:30 am EDT

Result

PTS

outside of trading hours

ー

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Nov, 2021	15,632	-1,062	-1,432	-1,482	-30.0	0	Jan 14, 2022	J-GAAP
Nov, 2022	21,477	-8,469	-9,581	-9,449	-176.4	0	Jan 16, 2023	J-GAAP
Nov, 2023	30,380	-6,329	-6,738	-6,315	-117.0	0	Jan 12, 2024	J-GAAP
Nov, 2024	40,363	-4,735	-5,353	-6,330	-116.3	0	Jan 14, 2025	J-GAAP
Nov, 2025 Guidance	50,800	-3,500	-4,200	-5,600	-101.6	0	Mar 31, 2025	J-GAAP
YoY	+25.9%	+26.1%	+21.5%	+11.5%	+12.7%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Nov, 2020	Jan 14, 2020	11,272	-2,961	-3,121	-3,151	0	J-GAAP
Results	Jan 14, 2021	11,318	-2,804	-2,538	-2,423	0	J-GAAP
Nov, 2021	Jan 14, 2021	Available in future release
	Nov 30, 2021
Results	Jan 14, 2022
Nov, 2022	Jan 14, 2022
	Oct 17, 2022
Results	Jan 16, 2023
Nov, 2023	Jan 16, 2023
	Jul 18, 2023
	Oct 13, 2023
Results	Jan 12, 2024
Nov, 2024	Jan 12, 2024
Results	Jan 14, 2025
Nov, 2025	Jan 14, 2025	51,300	-3,500	-4,200	-5,600	0	J-GAAP
	Mar 31, 2025	50,800	-3,500	-4,200	-5,600	0	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Nov, 2012	0	－	Available in future release
Nov, 2013	3	－
Nov, 2014	76	+2,433.3
Nov, 2015	441	+480.3
Nov, 2016	1,542	+249.7
Nov, 2017	2,899	+88.0
Nov, 2018	4,594	+58.5
Nov, 2019	7,156	+55.8
Nov, 2020	11,318	+58.2
Nov, 2021	15,632	+38.1
Nov, 2022	21,477	+37.4
Nov, 2023	30,380	+41.5
Nov, 2024	40,363	+32.9
Nov, 2025 Guidance	50,800	+25.9	-3,500	+26.1	-4,200	+21.5	-101.6	+12.6

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Nov, 2023	30,380	-6,329	-21	-20.90	-8.19	0.39	-117.0
Nov, 2024	40,363	-4,735	-12	-20.03	-6.51	0.42	-116.3
Nov, 2025 Guidance	50,800	-3,500	-6.9	-15.83	-5.27	0.48	-101.6

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	40,363	-796	-8	-8	-21.2
Fiscal Year	Nov, 2024	Nov, 2018	Nov, 2012	Nov, 2012	Nov, 2018

First Half

Result

Guidance History

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Dec - May, 2021	9,841	-3,796	-3,875	-3,887	-72.8	0	Jul 13, 2022	J-GAAP
Dec - May, 2022	14,087	-3,207	-3,374	-3,381	-62.8	0	Jul 18, 2023	J-GAAP
Dec - May, 2023	19,864	-1,827	-2,145	-2,597	-47.8	0	Jul 12, 2024	J-GAAP
Dec - May, 2024 Guidance	ー	ー	ー	ー	－	0	Jan 14, 2025	J-GAAP
YoY	－	－	－	－	－

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
May, 2022	Jan 14, 2022	ー	ー	ー	ー	0	J-GAAP
- - - - Results	Jul 13, 2022	9,841	-3,796	-3,875	-3,887	0	J-GAAP
May, 2023	Jan 16, 2023	Available in future release
Results	Jul 18, 2023
May, 2024	Jan 12, 2024
Results	Jul 12, 2024
May, 2025	Jan 14, 2025	ー	ー	ー	ー	0	J-GAAP

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Nov, 2022	-8,469	-18,904	-4,124	-14,780	9,074	26,309	39.87	J-GAAP
Nov, 2023	-6,329	-4,988	2,460	-7,448	17,462	38,818	43.97	J-GAAP
Nov, 2024	-4,735	-14,266	-4,761	-9,505	20,346	45,211	42.58	J-GAAP

Actual Performance and Financial Trends

Historical Performance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Nov, 2022	21,477	-8,469	-9,581	-9,449	-176.4	0	Jan 16, 2023	J-GAAP
Nov, 2023	30,380	-6,329	-6,738	-6,315	-117.0	0	Jan 12, 2024	J-GAAP
Nov, 2024	40,363	-4,735	-5,353	-6,330	-116.3	0	Jan 14, 2025	J-GAAP
YoY	+32.9%	+25.2%	+20.6%	-0.2%	+0.6%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Dec - Feb, 2022	6,791	-1,625	-1,670	-1,705	-31.7	-23.9	Apr 14, 2023	J-GAAP
Mar - May, 2023	7,296	-1,582	-1,704	-1,676	-31.1	-21.7	Jul 18, 2023	J-GAAP
Jun - Aug, 2023	7,497	-1,357	-1,569	-1,554	-28.8	-18.1	Oct 13, 2023	J-GAAP
Sep - Nov, 2023	8,796	-1,765	-1,795	-1,380	-25.6	-20.1	Jan 12, 2024	J-GAAP
Dec - Feb, 2023	9,544	-992	-1,135	-1,318	-24.3	-10.4	Apr 12, 2024	J-GAAP
Mar - May, 2024	10,320	-835	-1,010	-1,279	-23.6	-8.1	Jul 12, 2024	J-GAAP
Jun - Aug, 2024	9,809	-1,010	-1,142	-1,115	-20.5	-10.3	Oct 15, 2024	J-GAAP
Sep - Nov, 2024	10,690	-1,898	-2,066	-2,618	-48.1	-17.8	Jan 14, 2025	J-GAAP
YoY	+21.5%	-7.5%	-15.1%	-89.7%	-88.2%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Dec - Feb, 2019	2,393	+71.3	Available in future release
Mar - May, 2020	2,821	+69.8
Jun - Aug, 2020	2,756	+46.4
Sep - Nov, 2020	3,348	+51.1
Dec - Feb, 2020	3,466	+44.8
Mar - May, 2021	3,994	+41.6
Jun - Aug, 2021	3,833	+39.1
Sep - Nov, 2021	4,339	+29.6
Dec - Feb, 2021	4,755	+37.2
Mar - May, 2022	5,086	+27.3
Jun - Aug, 2022	5,455	+42.3
Sep - Nov, 2022	6,181	+42.5
Dec - Feb, 2022	6,791	+42.8
Mar - May, 2023	7,296	+43.5
Jun - Aug, 2023	7,497	+37.4
Sep - Nov, 2023	8,796	+42.3
Dec - Feb, 2023	9,544	+40.5
Mar - May, 2024	10,320	+41.4
Jun - Aug, 2024	9,809	+30.8
Sep - Nov, 2024	10,690	+21.5	-1,898	-7.5	-2,066	-15.1	-48.1	-87.9

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	10,690	80	74	64	1.4
Fiscal Year	Nov, 2024	Feb, 2020	Feb, 2020	Feb, 2020	Feb, 2020

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Nov, 2022	606.33	49.4	65,986	32,600	-10,693	0.52	Jan 16, 2023	J-GAAP
Nov, 2023	514.09	31.5	88,282	27,822	-8,378	1.09	Jan 12, 2024	J-GAAP
Nov, 2024	647.62	33.3	106,191	35,382	-8,993	1.00	Jan 14, 2025	J-GAAP

Money Forward, Inc.(3994) Financial Results