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TOTTORI BANK, First Half Ordinary Profit Unexpectedly Revised Upward by 10%

Fri Nov 7, 2025 3:30 pm JST Earnings

8383 THE TOTTORI BANK,LTD. 【J-GAAP】

Earnings Report

THE TOTTORI BANK,LTD. <8383> [TSE Std] announced its financial results after the market closed on November 7th (15:30). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) increased 9.5% from the same period last year, reaching 1.14 billion yen, resulting in an increase in profits compared to the previous forecast of a 4.0% decrease.

However, Progress toward the full-year plan of 1.80 billion yen was 63.4%, it was below the five-year average of 86.0%.

Based on the first-half performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to decrease 23.3% from the same period last year to 0.65 billion yen.

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit increased 68.3% from the same period last year, reaching 0.34 billion yen.

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Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 7,264 1,150 750 80.2 71.3 Nov 10, 2023 J-GAAP
Apr - Sep, 2024 8,639 1,042 713 76.2 54.8 Nov 8, 2024 J-GAAP
Apr - Sep, 2025 8,713 1,141 789 84.3 63.4 Nov 7, 2025 J-GAAP
YoY +0.9% +9.5% +10.7% +10.7%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance 1,000 700 74.8 25 May 21, 2025 J-GAAP
Apr - Sep, 2025 Results 8,713 1,141 789 84.3 25 Nov 7, 2025 J-GAAP
Revision Rate +14.1% +12.7% +12.8%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 7,685 859 600 64.1 25 May 12, 2025 J-GAAP
Oct - Mar, 2025 Guidance 659 461 49.3 25 Nov 7, 2025 J-GAAP
YoY -23.3% -23.2% -23.2%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 14,646 1,613 1,056 112.8 50 May 13, 2024 J-GAAP
Mar, 2025 16,324 1,901 1,313 140.3 50 May 12, 2025 J-GAAP
Mar, 2026 Guidance 1,800 1,250 133.6 50 May 21, 2025 J-GAAP
YoY -5.3% -4.8% -4.8%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 4,701 205 144 15.4 0.0 Nov 8, 2024 J-GAAP
Oct - Dec, 2024 3,851 692 467 49.9 0.0 Jan 31, 2025 J-GAAP
Jan - Mar, 2025 3,834 167 133 14.2 0.0 May 12, 2025 J-GAAP
Apr - Jun, 2025 4,373 796 547 58.5 0.0 Jul 30, 2025 J-GAAP
Jul - Sep, 2025 4,340 345 242 25.9 0.0 Nov 7, 2025 J-GAAP
YoY -7.7% +68.3% +68.1% +68.1%

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