8725 MS&AD Insurance Group Holdings, Inc. - Financial Results

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8725

TSE Prime

MS&AD Insurance Group Holdings, Inc.

4,005

JPY

+14

(+0.35%)

Mar 16, 10:14 am JST

25.12

USD

Mar 15, 9:14 pm EDT

Result

PTS

outside of trading hours

4,004.1

Mar 16, 10:14 am JST

Summary Chart Historical News Financial Result

Current Period Guidance

Annual

Result

Guidance History

Growth Rate

Profitability

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2022	5,132,042	ー	390,499	262,799	158.2	60	May 20, 2022	J-GAAP
Mar, 2023	5,250,794	ー	292,262	211,006	130.5	66.67	May 19, 2023	J-GAAP
Mar, 2024	6,572,889	ー	416,440	369,266	231.8	90	May 20, 2024	J-GAAP
Mar, 2025	6,660,813	ー	928,989	691,657	445.5	145	May 20, 2025	J-GAAP
Mar, 2026 Guidance	ー	ー	834,000	590,000	404.3	155	Nov 19, 2025	J-GAAP
YoY	－	－	-10.2%	-14.7%	-9.3%

Revision Direction	Revision Date	Revenue	Operating Profit	Ordinary Profit	Net Profit	Revised Dividend	Accounting Standards
Mar, 2021	May 20, 2020	ー	ー	170,000	130,000	50	J-GAAP
- -	Nov 19, 2020	ー	ー	200,000	140,000	50	J-GAAP
- -	May 10, 2021	ー	ー	306,000	144,000	50	J-GAAP
- - Results	May 20, 2021	4,892,244	ー	306,524	144,398	51.67	J-GAAP
Mar, 2022	May 20, 2021	Available in future release
	Nov 19, 2021
Results	May 20, 2022
Mar, 2023	May 20, 2022
	Nov 18, 2022
Results	May 19, 2023
Mar, 2024	May 19, 2023
	Nov 17, 2023
	Apr 1, 2024
Results	May 20, 2024
Mar, 2025	May 20, 2024
	Nov 19, 2024
Results	May 20, 2025
Mar, 2026	May 20, 2025	ー	ー	806,000	579,000	155	J-GAAP
- -	Nov 19, 2025	ー	ー	834,000	590,000	155	J-GAAP

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Mar, 2001	989,707	-0.7	Available in future release
Mar, 2002	1,439,244	+45.4
Mar, 2003	1,920,379	+33.4
Mar, 2004	2,066,500	+7.6
Mar, 2005	2,021,917	-2.2
Mar, 2006	2,106,874	+4.2
Mar, 2007	2,117,072	+0.5
Mar, 2008	2,137,603	+1.0
Mar, 2009	2,040,013	-4.6
Mar, 2010	1,962,689	-3.8
Mar, 2011	3,404,942	+73.5
Mar, 2012	3,764,986	+10.6
Mar, 2013	4,315,787	+14.6
Mar, 2014	4,362,754	+1.1
Mar, 2015	4,689,658	+7.5
Mar, 2016	5,013,038	+6.9
Mar, 2017	5,335,239	+6.4
Mar, 2018	5,217,835	-2.2
Mar, 2019	5,500,438	+5.4
Mar, 2020	5,168,361	-6.0
Mar, 2021	4,892,244	-5.3
Mar, 2022	5,132,042	+4.9
Mar, 2023	5,250,794	+2.3
Mar, 2024	6,572,889	+25.2
Mar, 2025	6,660,813	+1.3
Mar, 2026 Guidance	ー	-100.0	ー	－	834,000	-10.2	404.3	-9.2

Fiscal Year	Revenue	Operating Profit	Operating Profit Margin	ROE	ROA	Total Asset Turnover Ratio	Adj. EPS
Mar, 2024	6,572,889	ー	ー	9.77	1.44	0.26	231.8
Mar, 2025	6,660,813	ー	ー	16.34	2.60	0.25	445.5
Mar, 2026 Guidance	ー	ー	ー	12.79	2.11	ー	404.3

All-Time High

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	6,660,813	32,499	928,989	691,657	445.5
Fiscal Year	Mar, 2025	Mar, 1996	Mar, 2025	Mar, 2025	Mar, 2025

Second Half

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2022	2,426,021	ー	268,406	212,165	131.3	33.34	May 19, 2023	J-GAAP
Oct - Mar, 2023	2,944,347	ー	285,027	281,755	176.9	50	May 20, 2024	J-GAAP
Oct - Mar, 2024	3,213,006	ー	298,187	232,670	149.9	72.50	May 20, 2025	J-GAAP
Oct - Mar, 2025 Guidance	ー	ー	180,649	98,326	67.4	77.50	Nov 19, 2025	J-GAAP
YoY	－	－	-39.4%	-57.7%	-55.0%

Cash Flow

Annual

Fiscal Year	Operating Profit	Fee Cash Flow	Operating Cash Flow	Investing Cash Flow	Financial Cash Flow	Cash & Equivalents	Cash Ratio	Accounting Standards
Mar, 2023	ー	675,106	194,153	480,953	-314,502	2,646,431	10.87	J-GAAP
Mar, 2024	ー	272,641	549,466	-276,825	-231,549	2,733,760	10.14	J-GAAP
Mar, 2025	ー	101,463	660,188	-558,725	-659,578	2,239,475	8.53	J-GAAP

Actual Performance and Financial Trends

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2023	4,947,791	ー	386,579	281,596	176.5	92.8	Feb 14, 2024	J-GAAP
Apr - Dec, 2024	5,229,739	ー	824,864	626,067	400.2	88.8	Feb 14, 2025	J-GAAP
Apr - Dec, 2025	5,905,259	ー	886,447	657,102	439.0	106.3	Feb 13, 2026	J-GAAP
YoY	+12.9%	－	+7.5%	+5.0%	+9.7%

Quarterly Results

Result

Growth Rate

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Jan - Mar, 2024	1,625,098	ー	29,861	87,670	55.0	0.0	May 20, 2024	J-GAAP
Apr - Jun, 2024	1,937,162	ー	298,624	204,270	128.8	0.0	Aug 9, 2024	J-GAAP
Jul - Sep, 2024	1,510,645	ー	332,178	254,717	161.0	0.0	Nov 19, 2024	J-GAAP
Oct - Dec, 2024	1,781,932	ー	194,062	167,080	106.8	0.0	Feb 14, 2025	J-GAAP
Jan - Mar, 2025	1,431,074	ー	104,125	65,590	42.3	0.0	May 20, 2025	J-GAAP
Apr - Jun, 2025	2,020,318	ー	284,841	222,787	147.4	0.0	Aug 8, 2025	J-GAAP
Jul - Sep, 2025	2,091,198	ー	368,510	268,887	178.8	0.0	Nov 19, 2025	J-GAAP
Oct - Dec, 2025	1,793,743	ー	233,096	165,428	110.5	0.0	Feb 13, 2026	J-GAAP
YoY	+0.7%	－	+20.1%	-1.0%	+3.5%

Fiscal Year	Revenue	YoY	Operating Profit	YoY	Ordinary Profit	YoY	Adj. EPS	YoY
Jan - Mar, 2021	920,991	-10.3	Available in future release
Apr - Jun, 2021	1,298,270	-16.3
Jul - Sep, 2021	1,252,913	+5.9
Oct - Dec, 2021	1,186,962	-4.0
Jan - Mar, 2022	1,393,897	+51.3
Apr - Jun, 2022	1,312,677	+1.1
Jul - Sep, 2022	1,512,096	+20.7
Oct - Dec, 2022	1,185,237	-0.1
Jan - Mar, 2023	1,240,784	-11.0
Apr - Jun, 2023	1,975,937	+50.5
Jul - Sep, 2023	1,652,605	+9.3
Oct - Dec, 2023	1,319,249	+11.3
Jan - Mar, 2024	1,625,098	+31.0
Apr - Jun, 2024	1,937,162	-2.0
Jul - Sep, 2024	1,510,645	-8.6
Oct - Dec, 2024	1,781,932	+35.1
Jan - Mar, 2025	1,431,074	-11.9
Apr - Jun, 2025	2,020,318	+4.3
Jul - Sep, 2025	2,091,198	+38.4
Oct - Dec, 2025	1,793,743	+0.7	ー	－	233,096	+20.1	110.5	+3.5

All-Time High Quarterly Results

	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS
Record	2,091,198	ー	368,510	268,887	178.8
Fiscal Year	Sep, 2025	ー	Sep, 2025	Sep, 2025	Sep, 2025

Key Balance Sheet Figures

Fiscal Year	BPS	Equity Ratio	Total Asset	Equity	Retained Earnings	Interest-Bearing Debt Ratio	Announce	Accounting Standards
Mar, 2023	5,633.94	12.7	24,349,984	3,091,561	1,383,907	0.23	May 19, 2023	J-GAAP
Mar, 2024	8,451.00	16.6	26,960,207	4,466,792	1,634,444	0.16	May 20, 2024	J-GAAP
Mar, 2025	2,647.01	15.2	26,241,298	4,000,351	2,135,307	0.15	May 20, 2025	J-GAAP
Apr - Dec, 2025	ー	16.5	27,981,448	4,612,735	2,354,984	0.17	Feb 13, 2026	J-GAAP

MS&AD Insurance Group Holdings, Inc.(8725) Financial Results