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Tsukuba Bank, Ordinary Profit Forecast for the Fiscal Year Revised Upward by 22%

Fri Nov 7, 2025 3:00 pm JST Earnings

8338 Tsukuba Bank, Ltd. 【J-GAAP】

Earnings Report

Tsukuba Bank, Ltd. <8338> [TSE Prime] announced its financial results in the afternoon session on November 7th (15:00). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) expanded 4.12 billion yen, an increase 84.6% compared to the same period last year.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 22.4%, from the previous forecast of 4.90 billion yen to 6.00 billion yen (compared to 4.47 billion yen in the previous period), increasing the growth rate from 9.5% to 34.0%.

Based on the first-half performance announced by the company and the full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to decrease 16.4% from the same period last year to 1.87 billion yen.

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit surged 4.1 times that of the same period last year, reaching 2.12 billion yen.

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Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 20,623 ー 2,114 1,930 23.4 85.7 Nov 10, 2023 J-GAAP
Apr - Sep, 2024 20,301 ー 2,236 1,946 23.6 50.0 Nov 8, 2024 J-GAAP
Apr - Sep, 2025 23,947 ー 4,128 3,788 46.0 68.8 Nov 7, 2025 J-GAAP
YoY +18.0% － +84.6% +94.7% +94.6%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance 23,900 ー 4,100 3,700 44.9 0 Oct 30, 2025 J-GAAP
Apr - Sep, 2025 Results 23,947 ー 4,128 3,788 46.0 0 Nov 7, 2025 J-GAAP
Revision Rate +0.2% － +0.7% +2.4% +2.4%

Guidance Update

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev ー ー 4,900 4,100 49.7 5 May 9, 2025 J-GAAP
Mar, 2026 New ー ー 6,000 5,200 63.1 5 Nov 7, 2025 J-GAAP
Revision Rate － － +22.4% +26.8% +26.9%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 20,825 ー 2,240 2,157 26.2 5 May 9, 2025 J-GAAP
Oct - Mar, 2025 Guidance ー ー 1,872 1,412 17.1 5 Nov 7, 2025 J-GAAP
YoY － － -16.4% -34.5% -34.6%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 41,092 ー 2,467 2,195 26.6 5 May 10, 2024 J-GAAP
Mar, 2025 41,126 ー 4,476 4,103 49.8 5 May 9, 2025 J-GAAP
Mar, 2026 Guidance ー ー 6,000 5,200 63.1 5 Nov 7, 2025 J-GAAP
YoY － － +34.0% +26.7% +26.7%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 10,427 ー 513 562 6.8 0.0 Nov 8, 2024 J-GAAP
Oct - Dec, 2024 10,100 ー 761 599 7.3 0.0 Feb 5, 2025 J-GAAP
Jan - Mar, 2025 10,725 ー 1,479 1,558 18.9 0.0 May 9, 2025 J-GAAP
Apr - Jun, 2025 11,552 ー 2,005 1,728 21.0 0.0 Aug 7, 2025 J-GAAP
Jul - Sep, 2025 12,395 ー 2,123 2,060 25.0 0.0 Nov 7, 2025 J-GAAP
YoY +18.9% － +313.8% +266.5% +266.6%

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