kabutan

Hyakujushi Bank, Ordinary Profit Forecast for the Fiscal Year Revised Upward by 10%, Exceeded Record Profit Forecast, Dividend Revised Upward by 40 Yen

Fri Nov 7, 2025 3:00 pm JST Earnings

8386 The Hyakujushi Bank,Ltd. 【J-GAAP】

Earnings Report

The Hyakujushi Bank,Ltd. <8386> [TSE Prime] announced its financial results in the afternoon session on November 7th (15:00). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) expanded 13.5 billion yen, an increase 34.9% compared to the same period last year, exceeded the previous forecast of 11.0 billion yen.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 10.0%, from the previous forecast of 24.1 billion yen to 26.5 billion yen (compared to 19.9 billion yen in the previous period), increasing the growth rate from 21.0% to 33.1%. The company has further increased its previous forecast of record profits for the first time in twelve years.

Based on the first-half performance announced by the company and the full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to expand 31.2% from the same period last year, reaching 12.9 billion yen.

In light of the strong performance, the company has increased its planned annual dividend for the current fiscal year from the original plan of 176 yen to 216 yen (compared to 145 yen in the previous period).

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit surged 2.0 times that of the same period last year, reaching 6.17 billion yen.

Kabutan News

Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 40,078 ー 7,470 4,957 172.1 51.3 Nov 10, 2023 J-GAAP
Apr - Sep, 2024 41,716 ー 10,046 6,662 233.6 50.5 Nov 8, 2024 J-GAAP
Apr - Sep, 2025 49,367 ー 13,555 8,944 314.6 51.2 Nov 7, 2025 J-GAAP
YoY +18.3% － +34.9% +34.3% +34.7%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance 47,400 ー 11,000 7,100 249.7 88 May 12, 2025 J-GAAP
Apr - Sep, 2025 Results 49,367 ー 13,555 8,944 314.6 108 Nov 7, 2025 J-GAAP
Revision Rate +4.1% － +23.2% +26.0% +26.0%

Guidance Update

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev 98,500 ー 24,100 15,500 544.9 176 May 12, 2025 J-GAAP
Mar, 2026 New 100,000 ー 26,500 17,500 615.2 216 Nov 7, 2025 J-GAAP
Revision Rate +1.5% － +10.0% +12.9% +12.9%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 48,291 ー 9,864 7,038 247.2 85 May 12, 2025 J-GAAP
Oct - Mar, 2025 Guidance 50,633 ー 12,945 8,556 300.8 108 Nov 7, 2025 J-GAAP
YoY +4.8% － +31.2% +21.6% +21.7%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 82,146 ー 14,557 9,642 336.2 90 May 10, 2024 J-GAAP
Mar, 2025 90,007 ー 19,910 13,700 481.2 145 May 12, 2025 J-GAAP
Mar, 2026 Guidance 100,000 ー 26,500 17,500 615.2 216 Nov 7, 2025 J-GAAP
YoY +11.1% － +33.1% +27.7% +27.8%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 19,481 ー 3,065 2,135 74.9 0.0 Nov 8, 2024 J-GAAP
Oct - Dec, 2024 21,841 ー 5,621 3,328 116.8 0.0 Feb 4, 2025 J-GAAP
Jan - Mar, 2025 26,450 ー 4,243 3,710 130.3 0.0 May 12, 2025 J-GAAP
Apr - Jun, 2025 24,155 ー 7,378 4,811 169.3 0.0 Aug 1, 2025 J-GAAP
Jul - Sep, 2025 25,212 ー 6,177 4,133 145.4 0.0 Nov 7, 2025 J-GAAP
YoY +29.4% － +101.5% +93.6% +94.2%

Related Articles