Credit Saison, Apr-Jun (1Q) Net Income Decreases by 3%

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Thu Aug 14, 2025 3:30 pm JST Earnings

8253 Credit Saison Co.,Ltd. 【IFRS】

Earnings Report

Credit Saison Co.,Ltd. <8253> [TSE Prime] announced its financial results (based on IFRS) after the market closed on August 14th (15:30). The consolidated net income for the first quarter of the fiscal year ending March 2026 (April to June) decreased 3.0% from the same period last year to 16.0 billion yen. Progress toward the full-year plan of 67.5 billion yen was 23.8%, also falling below the five-year average of 29.2%.

In the most recent three-month period, from April to June (1Q), the operating profit margin decreased from 22.9% in the same period last year to 21.0%.

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Actual Results

Accumulated Results 1st Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Jun, 2023	85,879	ー	24,009	16,950	108.4	40.4	Aug 10, 2023	IFRS
Apr - Jun, 2024	100,076	22,871	23,577	16,595	102.2	56.4	Aug 9, 2024	IFRS
Apr - Jun, 2025	108,962	22,933	22,866	16,096	108.9	ー	Aug 14, 2025	IFRS
YoY	+8.9%	+0.3%	-3.0%	-3.0%	+6.6%

Current Period Guidance

H1 Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Apr - Sep, 2024	196,326	40,005	41,781	28,445	177.1	0	Nov 14, 2024	IFRS
Apr - Sep, 2025 Guidance	ー	ー	ー	ー	－	0	May 15, 2025	IFRS
YoY	－	－	－	－	－

Current Period Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2024	361,604	71,941	97,952	72,987	453.1	105	May 15, 2024	IFRS
Mar, 2025	422,818	93,621	92,786	66,397	423.0	120	May 15, 2025	IFRS
Mar, 2026 Guidance	479,000	96,000	ー	67,500	470.7	130	May 15, 2025	IFRS
YoY	+13.3%	+2.5%	－	+1.7%	+11.3%

Quarterly Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Apr - Jun, 2024	100,076	22,871	23,577	16,595	102.2	22.9	Aug 9, 2024	IFRS
Jul - Sep, 2024	96,250	17,134	18,204	11,850	73.8	17.8	Nov 14, 2024	IFRS
Oct - Dec, 2024	117,124	39,929	39,961	29,164	183.5	34.1	Feb 14, 2025	IFRS
Jan - Mar, 2025	109,368	13,687	11,044	8,788	56.0	12.5	May 15, 2025	IFRS
Apr - Jun, 2025	108,962	22,933	22,866	16,096	108.9	21.0	Aug 14, 2025	IFRS
YoY	+8.9%	+0.3%	-3.0%	-3.0%	+6.6%