kabutan

The Miyazaki Taiyo Bank, Apr-Dec (Cumulative 3Q) Ordinary Profit Increases by 25%, Exceeds Full-Year Plan

Mon Feb 9, 2026 3:30 pm JST Earnings

8560 The Miyazaki Taiyo Bank, Ltd. 【J-GAAP】

Earnings Report

The Miyazaki Taiyo Bank, Ltd. <8560> [FSE] announced its financial results after the market closed on February 9th (15:30). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2026 (April to December) increased 24.7% from the same period last year, reaching 2.54 billion yen. Progress toward the full-year plan of 1.90 billion yen is 133.9%, already exceeding the target and also exceeding the five-year average of 95.1%.

Based on the cumulative third-quarter performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary loss for the January to March period (4Q) is expected to expand to a loss of 0.64 billion yen (compared to a loss of 0.15 billion yen in the same period last year). However, if the fourth-quarter performance remains at the same level as the first three quarters, the full-year plan may be increased.

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit surged 2.0 times that of the same period last year, reaching 1.62 billion yen.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Dec, 2023 11,317 ー 1,974 1,466 267.4 80.3 Feb 6, 2024 J-GAAP
Apr - Dec, 2024 11,211 ー 2,040 1,398 254.7 108.1 Feb 10, 2025 J-GAAP
Apr - Dec, 2025 13,430 ー 2,544 1,683 308.5 133.9 Feb 9, 2026 J-GAAP
YoY +19.8% － +24.7% +20.4% +21.1%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 7,507 ー 652 463 80.7 25 May 12, 2025 J-GAAP
Oct - Mar, 2025 Guidance 7,618 ー 976 803 140.5 25 Nov 10, 2025 J-GAAP
YoY +1.5% － +49.7% +73.4% +74.1%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 14,615 ー 2,457 1,763 313.7 50 May 13, 2024 J-GAAP
Mar, 2025 14,859 ー 1,887 1,332 232.2 50 May 12, 2025 J-GAAP
Mar, 2026 Guidance 16,000 ー 1,900 1,400 245.0 50 Nov 10, 2025 J-GAAP
YoY +7.7% － +0.7% +5.1% +5.5%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Oct - Dec, 2024 3,859 ー 805 529 96.4 0.0 Feb 10, 2025 J-GAAP
Jan - Mar, 2025 3,648 ー -153 -66 -11.5 0.0 May 12, 2025 J-GAAP
Apr - Jun, 2025 4,138 ー 607 425 80.5 0.0 Aug 7, 2025 J-GAAP
Jul - Sep, 2025 4,244 ー 317 172 29.7 0.0 Nov 10, 2025 J-GAAP
Oct - Dec, 2025 5,048 ー 1,620 1,086 199.1 0.0 Feb 9, 2026 J-GAAP
YoY +30.8% － +101.2% +105.3% +106.5%

Related Articles