kabutan

FIRST BANK TOYAMA, Ordinary Profit Forecast for the Fiscal Year Revised Upward to an Unexpected 7% Increase, Raises Record High Profit, Dividend Revised Upward by 22 Yen

Fri Feb 6, 2026 3:00 pm JST Earnings

7184 THE FIRST BANK OF TOYAMA, LTD. 【J-GAAP】

Earnings Report

THE FIRST BANK OF TOYAMA, LTD. <7184> [TSE Prime] announced its financial results in the afternoon session on February 6th (15:00). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2026 (April to December) decreased 23.8% from the same period last year to 14.7 billion yen.

However, the full-year forecast for consolidated ordinary profit has been revised upward 38.1%, from the previous forecast of 14.7 billion yen to 20.3 billion yen (compared to 18.9 billion yen in the previous period), record profits reach three consecutive terms, turning to a 7.1% increase in the consolidated ordinary profit outlook.

Based on the full-year plan announced by the company after the upward revision, our estimate of the consolidated ordinary profit for the October to March period (second half) is expected to increase 2.2 times, from the previous forecast of 4.60 billion yen to 10.2 billion yen (compared to 4.09 billion yen in the same period of the previous year), increasing the growth rate from 12.4% to 2.5 times.

In light of the strong performance, the company has significantly increased its planned annual dividend for the current fiscal year from the original plan of 56 yen to 78 yen (compared to 34 yen in the previous period).

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit grew 3.9% from the same period last year, reaching 4.64 billion yen.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Dec, 2023 29,104 ー 9,127 5,716 89.7 99.0 Feb 2, 2024 J-GAAP
Apr - Dec, 2024 41,298 ー 19,334 13,644 213.3 102.0 Feb 7, 2025 J-GAAP
Apr - Dec, 2025 37,864 ー 14,741 10,543 167.1 72.6 Feb 6, 2026 J-GAAP
YoY -8.3% － -23.8% -22.7% -21.6%

Guidance Update

Second Half Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2025 Prev ー ー 4,602 2,697 42.9 28 Nov 7, 2025 J-GAAP
Oct - Mar, 2025 New ー ー 10,202 6,697 106.6 50 Feb 6, 2026 J-GAAP
Revision Rate － － +121.7% +148.3% +148.3%

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev ー ー 14,700 10,000 159.1 56 Sep 29, 2025 J-GAAP
Mar, 2026 New ー ー 20,300 14,000 222.8 78 Feb 6, 2026 J-GAAP
Revision Rate － － +38.1% +40.0% +40.0%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 19,279 ー 4,093 2,846 44.5 19 May 13, 2025 J-GAAP
Oct - Mar, 2025 Guidance ー ー 10,202 6,697 106.6 50 Feb 6, 2026 J-GAAP
YoY － － +149.3% +135.3% +139.3%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 38,678 ー 9,223 5,284 83.0 25 May 10, 2024 J-GAAP
Mar, 2025 48,513 ー 18,959 13,354 209.0 34 May 13, 2025 J-GAAP
Mar, 2026 Guidance ー ー 20,300 14,000 222.8 78 Feb 6, 2026 J-GAAP
YoY － － +7.1% +4.8% +6.6%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Oct - Dec, 2024 12,064 ー 4,468 3,136 49.0 0.0 Feb 7, 2025 J-GAAP
Jan - Mar, 2025 7,215 ー -375 -290 -4.5 0.0 May 13, 2025 J-GAAP
Apr - Jun, 2025 13,571 ー 6,716 4,914 77.5 0.0 Aug 1, 2025 J-GAAP
Jul - Sep, 2025 11,345 ー 3,382 2,389 37.8 0.0 Nov 7, 2025 J-GAAP
Oct - Dec, 2025 12,948 ー 4,643 3,240 51.4 0.0 Feb 6, 2026 J-GAAP
YoY +7.3% － +3.9% +3.3% +4.8%

Related Articles