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77 Bank, Ordinary Profit Forecast for the Fiscal Year Revised Upward by 9%, Raises Record High Profit Forecast, Dividend Revised Upward by 16 Yen

Fri Nov 14, 2025 2:30 pm JST Earnings

8341 The 77 Bank,Ltd. 【J-GAAP】

Earnings Report

The 77 Bank,Ltd. <8341> [TSE Prime] announced its financial results in the afternoon session on November 14th (14:30). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) increased 22.6% from the same period last year, reaching 35.1 billion yen, exceeded the previous forecast of 30.5 billion yen.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 8.8%, from the previous forecast of 62.5 billion yen to 68.0 billion yen (compared to 56.2 billion yen in the previous period), increasing the growth rate from 11.1% to 20.8%, further surpassing the previous forecast of record-high profits for five consecutive terms.

Based on the first-half performance announced by the company and the full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to grow 19.0% from the same period last year, reaching 32.8 billion yen.

In light of the strong performance, the company has increased its planned annual dividend for the current fiscal year from the original plan of 210 yen to 226 yen (compared to 175 yen in the previous period).

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit increased 44.1% from the same period last year, reaching 17.5 billion yen.

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Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 73,802 ー 25,383 17,692 239.0 57.4 Nov 10, 2023 J-GAAP
Apr - Sep, 2024 83,816 ー 28,691 19,786 266.9 51.0 Nov 8, 2024 J-GAAP
Apr - Sep, 2025 95,032 ー 35,178 24,308 327.3 51.7 Nov 14, 2025 J-GAAP
YoY +13.4% － +22.6% +22.9% +22.6%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance ー ー 30,500 21,000 282.7 105 May 9, 2025 J-GAAP
Apr - Sep, 2025 Results 95,032 ー 35,178 24,308 327.3 113 Nov 14, 2025 J-GAAP
Revision Rate － － +15.3% +15.8% +15.8%

Guidance Update

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev ー ー 62,500 44,000 591.7 210 May 9, 2025 J-GAAP
Mar, 2026 New ー ー 68,000 47,000 632.0 226 Nov 14, 2025 J-GAAP
Revision Rate － － +8.8% +6.8% +6.8%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 87,737 ー 27,582 19,484 262.7 97.50 May 9, 2025 J-GAAP
Oct - Mar, 2025 Guidance ー ー 32,822 22,692 305.1 113 Nov 14, 2025 J-GAAP
YoY － － +19.0% +16.5% +16.1%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 150,552 ー 44,241 29,802 402.4 122.50 May 10, 2024 J-GAAP
Mar, 2025 171,553 ー 56,273 39,270 529.5 175 May 9, 2025 J-GAAP
Mar, 2026 Guidance ー ー 68,000 47,000 632.0 226 Nov 14, 2025 J-GAAP
YoY － － +20.8% +19.7% +19.4%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 39,642 ー 12,169 8,472 114.3 0.0 Nov 8, 2024 J-GAAP
Oct - Dec, 2024 42,556 ー 16,112 11,521 155.4 0.0 Jan 31, 2025 J-GAAP
Jan - Mar, 2025 45,181 ー 11,470 7,963 107.4 0.0 May 9, 2025 J-GAAP
Apr - Jun, 2025 45,410 ー 17,646 12,289 165.6 0.0 Jul 25, 2025 J-GAAP
Jul - Sep, 2025 49,622 ー 17,532 12,019 161.8 0.0 Nov 14, 2025 J-GAAP
YoY +25.2% － +44.1% +41.9% +41.6%

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