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SHIMIZU BANK, First Half Ordinary Profit Unexpectedly Revised Upward by 36%

Fri Nov 7, 2025 3:30 pm JST Earnings

8364 THE SHIMIZU BANK,LTD. 【J-GAAP】

Earnings Report

THE SHIMIZU BANK,LTD. <8364> [TSE Prime] announced its financial results after the market closed on November 7th (15:30). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) expanded 1.98 billion yen, an increase 35.9% compared to the same period last year, resulting in an increase in profits compared to the previous forecast of an 11.1% decrease.

However, Progress toward the full-year plan of 2.50 billion yen was 79.5%, it was below the five-year average of 87.7%.

Based on the first-half performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to drop 38.8% from the same period last year to 0.51 billion yen.

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit surged 2.0 times that of the same period last year, reaching 0.44 billion yen.

Kabutan News

Actual Performance and Financial Trends

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating
Profit
Ordinary
Profit
Net
Profit
Adj.
EPS
Progress Rate
vs. First Half
Announce Accounting
Standards
Apr - Sep, 2023
15,724M 135M 178M 15.5 Nov 10, 2023 J-GAAP
Apr - Sep, 2024
14,607M 1,462M 1,240M 107.5 63.6 Nov 8, 2024 J-GAAP
Apr - Sep, 2025
16,157M 1,987M 1,508M 133.9 79.5 Nov 7, 2025 J-GAAP
YoY +10.6% +35.9% +21.6% +24.5%
First Half Results vs. Previous Guidance
Fiscal Year Revenue Operating
Profit
Ordinary
Profit
Net
Profit
Adj.
EPS
Adj.
Dividend
Announce Accounting
Standards
Apr - Sep, 2025 Guidance 15,200M 1,300M 1,000M 88.7 30 May 9, 2025 J-GAAP
Apr - Sep, 2025 Results 16,157M 1,987M 1,508M 133.9 30 Nov 7, 2025 J-GAAP
Revision Rate +6.3% +52.8% +50.8% +51.1%

Current Period Guidance

Second Half Results
Fiscal Year Revenue Operating
Profit
Ordinary
Profit
Net
Profit
Adj.
EPS
Adj.
Dividend
Announce Accounting
Standards
Oct - Mar, 2024
14,536M 838M 621M 54.5 30 May 9, 2025 J-GAAP
Guidance
Oct - Mar, 2025
15,243M 513M 492M 43.5 30 Nov 7, 2025 J-GAAP
YoY +4.9% -38.8% -20.8% -20.2%
Current Period Guidance
Fiscal Year Revenue Operating
Profit
Ordinary
Profit
Net
Profit
Adj.
EPS
Adj.
Dividend
Announce Accounting
Standards
Mar, 2024
29,904M -4,131M -3,301M -286.1 55 May 10, 2024 J-GAAP
Mar, 2025
29,143M 2,300M 1,861M 163.2 60 May 9, 2025 J-GAAP
Guidance
Mar, 2026
31,400M 2,500M 2,000M 176.8 60 May 9, 2025 J-GAAP
YoY +7.7% +8.7% +7.5% +8.3%

Quarterly Results

Fiscal Year Revenue Operating
Profit
Ordinary
Profit
Net
Profit
Adj.
EPS
Operating
Profit Margin
Announce Accounting
Standards
Jul - Sep, 2024
6,766M 221M 326M 28.3 0.0 Nov 8, 2024 J-GAAP
Oct - Dec, 2024
6,806M 794M 561M 49.0 0.0 Feb 3, 2025 J-GAAP
Jan - Mar, 2025
7,730M 44M 60M 5.3 0.0 May 9, 2025 J-GAAP
Apr - Jun, 2025
8,258M 1,545M 1,206M 107.3 0.0 Aug 4, 2025 J-GAAP
Jul - Sep, 2025
7,899M 442M 302M 26.8 0.0 Nov 7, 2025 J-GAAP
YoY +16.7% +100.0% -7.4% -5.1%