Chugin Financial, Oct-Dec (3Q) Ordinary Profit Decreases by 27%

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

Tue Feb 4, 2025 2:00 pm JST Earnings

5832 Chugin Financial Group,Inc. 【J-GAAP】

Earnings Report

Chugin Financial Group,Inc. <5832> [TSE Prime] announced its financial results in the afternoon session on February 4th (14:00). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2025 (April to December) increased 11.0% from the same period last year, reaching 29.2 billion yen. The progress rate toward the full-year plan of 35.5 billion yen was 82.3%, it was below the five-year average of 93.0%.

Based on the cumulative third-quarter performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the January to March period (4Q) is expected to grow 29.1% from the same period last year, reaching 6.29 billion yen.

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit decreased to 8.22 billion yen, a 27.1% decrease compared to the same period last year.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2022	136,145	ー	25,466	17,868	96.7	86.0	Feb 2, 2023	J-GAAP
Apr - Dec, 2023	136,104	ー	26,319	18,373	100.4	84.4	Feb 2, 2024	J-GAAP
Apr - Dec, 2024	160,081	ー	29,210	20,383	113.2	82.3	Feb 4, 2025	J-GAAP
YoY	+17.6%	－	+11.0%	+10.9%	+12.7%

Current Period Guidance

Second Half Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2023	96,306	ー	16,155	10,953	59.9	32	May 10, 2024	J-GAAP
Oct - Mar, 2024 Guidance	109,081	ー	14,516	10,381	58.0	29.50	Nov 8, 2024	J-GAAP
YoY	+13.3%	－	-10.1%	-5.2%	-3.2%

Current Period Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2023	179,860	ー	29,608	20,486	111.0	30	May 12, 2023	J-GAAP
Mar, 2024	184,661	ー	31,191	21,389	117.1	47	May 10, 2024	J-GAAP
Mar, 2025 Guidance	212,000	ー	35,500	25,000	139.7	56	Nov 8, 2024	J-GAAP
YoY	+14.8%	－	+13.8%	+16.9%	+19.4%

Quarterly Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2023	47,749	ー	11,283	7,937	43.4	0.0	Feb 2, 2024	J-GAAP
Jan - Mar, 2024	48,557	ー	4,872	3,016	16.5	0.0	May 10, 2024	J-GAAP
Apr - Jun, 2024	52,435	ー	13,728	9,398	51.8	0.0	Jul 30, 2024	J-GAAP
Jul - Sep, 2024	50,484	ー	7,256	5,221	28.9	0.0	Nov 8, 2024	J-GAAP
Oct - Dec, 2024	57,162	ー	8,226	5,764	32.0	0.0	Feb 4, 2025	J-GAAP
YoY	+19.7%	－	-27.1%	-27.4%	-26.2%