kabutan

AEON Financial, Mar-Nov (Cumulative 3Q) Ordinary Profit Increases by 8%, Sep-Nov Ordinary Profit Increases by 10%

Thu Jan 8, 2026 3:30 pm JST Earnings

8570 AEON Financial Service Co.,Ltd. 【J-GAAP】

Earnings Report

AEON Financial Service Co.,Ltd. <8570> [TSE Prime] announced its financial results after the market closed on January 8th (15:30). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending February 2026 (March to November) increased 8.5% from the same period last year, reaching 42.2 billion yen. Progress toward the full-year plan of 57.0 billion yen was 74.1%, exceeding the five-year average of 64.7%.

Based on the cumulative third-quarter performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the December to February period (4Q) is expected to drop 37.5% from the same period last year to 14.7 billion yen.

In the most recent three-month period, from September to November (3Q), the consolidated ordinary profit grew 10.4% from the same period last year, reaching 13.0 billion yen. The operating profit margin improved from 8.1% in the same period last year to 9.3%.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Mar - Nov, 2023 355,764 26,110 27,095 8,856 41.0 52.9 Jan 11, 2024 J-GAAP
Mar - Nov, 2024 388,772 37,917 38,941 13,763 63.8 62.3 Jan 9, 2025 J-GAAP
Mar - Nov, 2025 421,566 41,711 42,250 14,446 66.9 74.1 Jan 8, 2026 J-GAAP
YoY +8.4% +10.0% +8.5% +5.0% +5.0%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Sep - Feb, 2024 277,472 34,343 35,443 5,429 25.2 28 Apr 10, 2025 J-GAAP
Sep - Feb, 2025 Guidance 291,840 28,678 27,808 12,255 56.8 28 Oct 9, 2025 J-GAAP
YoY +5.2% -16.5% -21.5% +125.7% +125.7%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Feb, 2024 485,608 50,088 51,174 20,896 96.8 53 Apr 9, 2024 J-GAAP
Feb, 2025 533,262 61,485 62,554 15,644 72.5 53 Apr 10, 2025 J-GAAP
Feb, 2026 Guidance 570,000 57,000 57,000 21,000 97.3 53 Apr 10, 2025 J-GAAP
YoY +6.9% -7.3% -8.9% +34.2% +34.2%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Sep - Nov, 2024 132,982 10,775 11,830 3,548 16.4 8.1 Jan 9, 2025 J-GAAP
Dec - Feb, 2024 144,490 23,568 23,613 1,881 8.7 16.3 Apr 10, 2025 J-GAAP
Mar - May, 2025 136,555 12,998 13,853 4,357 20.2 9.5 Jul 31, 2025 J-GAAP
Jun - Aug, 2025 141,605 15,324 15,339 4,388 20.3 10.8 Oct 9, 2025 J-GAAP
Sep - Nov, 2025 143,406 13,389 13,058 5,701 26.4 9.3 Jan 8, 2026 J-GAAP
YoY +7.8% +24.3% +10.4% +60.7% +60.6%

Related Articles