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Kita-Nippon Bank, Ordinary Profit Forecast for the Fiscal Year Revised Upward to an Unexpected 6% Increase, Dividend Revised Upward by 38 Yen

Wed Nov 12, 2025 1:00 pm JST Earnings

8551 The Kita-Nippon Bank,Ltd. 【J-GAAP】

Earnings Report

The Kita-Nippon Bank,Ltd. <8551> [TSE Prime] announced its financial results in the afternoon session on November 12th (13:00). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) increased 3.7% from the same period last year, reaching 3.08 billion yen.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 25.5%, from the previous forecast of 4.70 billion yen to 5.90 billion yen (compared to 5.57 billion yen in the previous period), turning to a 5.8% increase in the consolidated ordinary profit outlook.

Based on the first-half performance announced by the company and the full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to grow 8.2% from the same period last year, reaching 2.81 billion yen.

In light of the strong performance, the company has increased its planned annual dividend for the current fiscal year from the original plan of 130 yen to 168 yen (compared to 100 yen in the previous period).

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit grew 5.3% from the same period last year, reaching 1.42 billion yen.

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Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 14,893 ー 1,456 893 106.2 35.5 Nov 10, 2023 J-GAAP
Apr - Sep, 2024 12,976 ー 2,977 2,266 268.3 53.4 Nov 12, 2024 J-GAAP
Apr - Sep, 2025 14,668 ー 3,087 2,097 252.4 52.3 Nov 12, 2025 J-GAAP
YoY +13.0% － +3.7% -7.5% -5.9%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance 14,600 ー 3,000 2,000 240.5 65 Oct 30, 2025 J-GAAP
Apr - Sep, 2025 Results 14,668 ー 3,087 2,097 252.4 84 Nov 12, 2025 J-GAAP
Revision Rate +0.5% － +2.9% +4.9% +5.0%

Guidance Update

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev 28,100 ー 4,700 3,100 378.4 130 Sep 25, 2025 J-GAAP
Mar, 2026 New 28,900 ー 5,900 4,000 488.2 168 Nov 12, 2025 J-GAAP
Revision Rate +2.8% － +25.5% +29.0% +29.0%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 13,420 ー 2,601 1,745 206.9 60 May 14, 2025 J-GAAP
Oct - Mar, 2025 Guidance 14,232 ー 2,813 1,903 232.3 84 Nov 12, 2025 J-GAAP
YoY +6.1% － +8.2% +9.1% +12.3%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 29,017 ー 4,098 3,073 364.6 80 May 14, 2024 J-GAAP
Mar, 2025 26,396 ー 5,578 4,011 475.6 100 May 14, 2025 J-GAAP
Mar, 2026 Guidance 28,900 ー 5,900 4,000 488.2 168 Nov 12, 2025 J-GAAP
YoY +9.5% － +5.8% -0.3% +2.7%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 6,633 ー 1,351 1,154 136.6 0.0 Nov 12, 2024 J-GAAP
Oct - Dec, 2024 7,109 ー 1,849 1,213 143.5 0.0 Jan 31, 2025 J-GAAP
Jan - Mar, 2025 6,311 ー 752 532 63.1 0.0 May 14, 2025 J-GAAP
Apr - Jun, 2025 7,112 ー 1,665 1,129 136.0 0.0 Jul 31, 2025 J-GAAP
Jul - Sep, 2025 7,556 ー 1,422 968 116.5 0.0 Nov 12, 2025 J-GAAP
YoY +13.9% － +5.3% -16.1% -14.7%

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