kabutan

BANK OF KOCHI, First Half Ordinary Profit Decreases by 50%, Jul-Sep Ordinary Profit Decreases by 82%

Tue Nov 11, 2025 3:00 pm JST Earnings

8416 THE BANK OF KOCHI,LTD 【J-GAAP】

Earnings Report

THE BANK OF KOCHI,LTD <8416> [TSE Std] announced its financial results in the afternoon session on November 11th (15:00). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) significantly dropped 50.3% from the same period last year to 0.70 billion yen. Progress toward the full-year plan of 1.25 billion yen was 56.4%, below the five-year average of 74.8%.

Based on the first-half performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit/loss for the October to March period (second half) is expected to turn into a profit of 0.54 billion yen (compared to a loss of 0.19 billion yen in the same period last year).

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit significantly dropped to 0.05 billion yen, an 82.2% decrease compared to the same period last year.

Kabutan News

Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 11,438 ー 980 757 69.1 50.2 Nov 10, 2023 J-GAAP
Apr - Sep, 2024 12,276 ー 1,418 950 88.1 115.8 Nov 12, 2024 J-GAAP
Apr - Sep, 2025 13,620 ー 705 218 15.7 56.4 Nov 11, 2025 J-GAAP
YoY +10.9% － -50.3% -77.1% -82.1%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance ー ー 705 218 21.6 10 Nov 4, 2025 J-GAAP
Apr - Sep, 2025 Results 13,620 ー 705 218 15.7 10 Nov 11, 2025 J-GAAP
Revision Rate － － 0.0% 0.0% -27.1%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 11,203 ー -194 -90 -7.7 15 May 9, 2025 J-GAAP
Oct - Mar, 2025 Guidance ー ー 545 482 47.5 15 Nov 4, 2025 J-GAAP
YoY － － － － －

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 22,990 ー 1,952 1,251 112.0 25 May 10, 2024 J-GAAP
Mar, 2025 23,479 ー 1,224 860 73.4 25 May 9, 2025 J-GAAP
Mar, 2026 Guidance ー ー 1,250 700 69.0 25 Nov 4, 2025 J-GAAP
YoY － － +2.1% -18.6% -6.0%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 5,602 ー 331 117 10.8 0.0 Nov 12, 2024 J-GAAP
Oct - Dec, 2024 5,499 ー 576 376 35.5 0.0 Feb 10, 2025 J-GAAP
Jan - Mar, 2025 5,704 ー -770 -466 -39.8 0.0 May 9, 2025 J-GAAP
Apr - Jun, 2025 7,147 ー 646 376 37.3 0.0 Aug 8, 2025 J-GAAP
Jul - Sep, 2025 6,473 ー 59 -158 -11.4 0.0 Nov 11, 2025 J-GAAP
YoY +15.5% － -82.2% － －

Related Articles