UNBANKED, Apr-Dec (Cumulative 3Q) Net Income Turns to Loss, Oct-Dec Net Income Turns to Loss

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Fri Feb 13, 2026 4:30 pm JST Earnings

8746 unbanked inc. 【J-GAAP】

Earnings Report

unbanked inc. <8746> [TSE Std] announced its financial results after the market closed on February 13th (16:30). The consolidated net income/loss for the cumulative third quarter of the fiscal year ending March 2026 (April to December) turned into a loss of 2.43 billion yen (compared to a profit of 0.18 billion yen in the same period last year).

In the most recent three-month period, from October to December (3Q), the consolidated net income/loss turned to a loss of 1.27 billion yen (compared to a profit of 0.05 billion yen in the same period last year). The operating profit/loss margin drastically worsened from 2.6% in the same period last year to -26.3%.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2023	3,207	-38	55	403	41.0	122.2	Feb 14, 2024	J-GAAP
Apr - Dec, 2024	6,817	151	261	183	18.4	84.7	Feb 14, 2025	J-GAAP
Apr - Dec, 2025	7,852	-737	-773	-2,438	-217.4	ー	Feb 13, 2026	J-GAAP
YoY	+15.2%	－	－	－	－

Current Period Guidance

Second Half Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2024	5,983	122	194	112	11.2	0	May 15, 2025	J-GAAP
Oct - Mar, 2025 Guidance	ー	ー	ー	ー	－	－	May 15, 2025	J-GAAP
YoY	－	－	－	－	－

Current Period Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2024	5,310	-149	45	390	39.5	0	May 15, 2024	J-GAAP
Mar, 2025	9,489	187	308	236	23.6	0	May 15, 2025	J-GAAP
Mar, 2026 Guidance	ー	ー	ー	ー	－	－	May 15, 2025	J-GAAP
YoY	－	－	－	－	－

Quarterly Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2024	3,311	86	147	59	5.9	2.6	Feb 14, 2025	J-GAAP
Jan - Mar, 2025	2,672	36	47	53	5.3	1.3	May 15, 2025	J-GAAP
Apr - Jun, 2025	2,620	122	24	-1,277	-127.6	4.7	Aug 14, 2025	J-GAAP
Jul - Sep, 2025	1,503	121	126	117	11.3	8.1	Nov 14, 2025	J-GAAP
Oct - Dec, 2025	3,729	-980	-923	-1,278	-114.0	-26.3	Feb 13, 2026	J-GAAP
YoY	+12.6%	－	－	－	－