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SBI Insurance, Apr-Dec (Cumulative 3Q) Ordinary Profit Increases by 44%, Oct-Dec Ordinary Profit Increases by 31%

Thu Feb 12, 2026 11:30 am JST Earnings

7326 SBI Insurance Group Co., Ltd. 【J-GAAP】

Earnings Report

SBI Insurance Group Co., Ltd. <7326> [TSE Growth] announced its financial results at noon (11:30) on February 12th. The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2026 (April to December) expanded 10.5 billion yen, an increase 43.8% compared to the same period last year. Progress toward the full-year plan of 11.7 billion yen was 90.4%, also surpassing the five-year average of 78.8%.

Based on the cumulative third-quarter performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the January to March period (4Q) is expected to drop 46.8% from the same period last year to 1.12 billion yen.

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit increased 31.5% from the same period last year, reaching 3.26 billion yen.

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Actual Results

Accumulated Results 3rd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Dec, 2023 78,466 ー 6,427 1,731 69.8 78.0 Feb 7, 2024 J-GAAP
Apr - Dec, 2024 87,842 ー 7,350 1,868 75.3 77.6 Feb 12, 2025 J-GAAP
Apr - Dec, 2025 104,872 ー 10,571 2,902 116.9 90.4 Feb 12, 2026 J-GAAP
YoY +19.4% － +43.8% +55.4% +55.3%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 61,101 ー 4,607 362 14.6 23 May 8, 2025 J-GAAP
Oct - Mar, 2025 Guidance 66,789 ー 4,393 546 22.0 45 Jan 29, 2026 J-GAAP
YoY +9.3% － -4.6% +50.8% +50.8%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 109,339 ー 8,236 1,450 58.5 18 May 9, 2024 J-GAAP
Mar, 2025 118,463 ー 9,474 1,988 80.1 23 May 8, 2025 J-GAAP
Mar, 2026 Guidance 136,000 ー 11,700 2,800 112.8 45 Jan 29, 2026 J-GAAP
YoY +14.8% － +23.5% +40.8% +40.8%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Oct - Dec, 2024 30,480 ー 2,483 242 9.8 0.0 Feb 12, 2025 J-GAAP
Jan - Mar, 2025 30,621 ー 2,124 120 4.8 0.0 May 8, 2025 J-GAAP
Apr - Jun, 2025 34,948 ー 4,884 2,168 87.4 0.0 Aug 7, 2025 J-GAAP
Jul - Sep, 2025 34,263 ー 2,423 86 3.5 0.0 Nov 12, 2025 J-GAAP
Oct - Dec, 2025 35,661 ー 3,264 648 26.1 0.0 Feb 12, 2026 J-GAAP
YoY +17.0% － +31.5% +167.8% +167.8%

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