Mortgage Service Japan Limited, Ordinary Profit Forecast for the Fiscal Year Revised Upward to an Unexpected 14% Increase, Dividend Revised Upward by 10 Yen

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

Fri Feb 6, 2026 2:00 pm JST Earnings

7192 Mortgage Service Japan Limited 【J-GAAP】

Earnings Report

Mortgage Service Japan Limited <7192> [TSE Std] announced its financial results in the afternoon session on February 6th (14:00). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2026 (April to December) increased 16.2% from the same period last year, reaching 1.22 billion yen.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 44.8%, from the previous forecast of 1.10 billion yen to 1.60 billion yen (compared to 1.40 billion yen in the previous period), turning to a 14.1% increase in the consolidated ordinary profit outlook.

Based on the full-year plan announced by the company after the upward revision, our estimate of the consolidated ordinary profit for the October to March period (second half) is expected to increase 2.4 times, from the previous forecast of 0.34 billion yen to 0.84 billion yen (compared to 0.76 billion yen in the same period of the previous year), turning to a 10.5% increase in the consolidated ordinary profit outlook.

In light of the strong performance, the company has significantly increased its planned year-end lump-sum dividend for the current fiscal year from the original plan of 20 yen to 30 yen (compared to 22 yen in the previous period).

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit grew 12.6% from the same period last year, reaching 0.46 billion yen. The operating profit margin rose from 20.8% in the same period last year to 22.4%.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2023	5,269	1,179	1,179	837	56.9	84.3	Feb 5, 2024	J-GAAP
Apr - Dec, 2024	5,566	1,050	1,051	734	50.0	75.0	Feb 7, 2025	J-GAAP
Apr - Dec, 2025	5,826	1,215	1,221	838	57.1	76.3	Feb 6, 2026	J-GAAP
YoY	+4.7%	+15.7%	+16.2%	+14.2%	+14.2%

Guidance Update

Second Half Update

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2025 Prev	3,684	354	348	254	17.3	20	Nov 7, 2025	J-GAAP
Oct - Mar, 2025 New	4,145	849	843	587	39.9	30	Feb 6, 2026	J-GAAP
Revision Rate	+12.5%	+139.8%	+142.2%	+131.1%	+131.1%

Full Year Update

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2026 Prev	7,439	1,105	1,105	767	52.2	20	May 8, 2025	J-GAAP
Mar, 2026 New	7,900	1,600	1,600	1,100	74.8	30	Feb 6, 2026	J-GAAP
Revision Rate	+6.2%	+44.8%	+44.8%	+43.4%	+43.4%

Current Period Guidance

Second Half Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2024	3,973	761	763	541	36.8	22	May 8, 2025	J-GAAP
Oct - Mar, 2025 Guidance	4,145	849	843	587	39.9	30	Feb 6, 2026	J-GAAP
YoY	+4.3%	+11.6%	+10.5%	+8.5%	+8.4%

Current Period Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2024	7,110	1,398	1,398	874	59.5	20	May 9, 2024	J-GAAP
Mar, 2025	7,565	1,400	1,402	982	66.8	22	May 8, 2025	J-GAAP
Mar, 2026 Guidance	7,900	1,600	1,600	1,100	74.8	30	Feb 6, 2026	J-GAAP
YoY	+4.4%	+14.3%	+14.1%	+12.0%	+11.9%

Quarterly Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2024	1,974	411	412	293	20.0	20.8	Feb 7, 2025	J-GAAP
Jan - Mar, 2025	1,999	350	351	248	16.9	17.5	May 8, 2025	J-GAAP
Apr - Jun, 2025	1,846	339	339	232	15.8	18.4	Aug 8, 2025	J-GAAP
Jul - Sep, 2025	1,909	412	418	281	19.1	21.6	Nov 7, 2025	J-GAAP
Oct - Dec, 2025	2,071	464	464	325	22.1	22.4	Feb 6, 2026	J-GAAP
YoY	+4.9%	+12.9%	+12.6%	+10.9%	+10.9%