kabutan

Aozora Bank, Apr-Dec (Cumulative 3Q) Ordinary Profit Increases by 78%

Wed Feb 4, 2026 4:00 pm JST Earnings

8304 Aozora Bank, Ltd. 【J-GAAP】

Earnings Report

Aozora Bank, Ltd. <8304> [TSE Prime] announced its financial results after the market closed on February 4th (16:00). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2026 (April to December) expanded 23.6 billion yen, an increase 78.0% compared to the same period last year. Progress toward the full-year plan of 30.0 billion yen was 78.9%, it was below the five-year average of 121.0%.

Based on the cumulative third-quarter performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the January to March period (4Q) is expected to expand 48.5% from the same period last year, reaching 6.33 billion yen.

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit surged 2.5 times that of the same period last year, reaching 8.28 billion yen.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Dec, 2023 193,254 ー -24,861 -14,705 -125.9 ー Feb 1, 2024 J-GAAP
Apr - Dec, 2024 171,940 ー 13,294 16,231 123.7 75.7 Feb 3, 2025 J-GAAP
Apr - Dec, 2025 179,774 ー 23,662 21,825 157.7 78.9 Feb 4, 2026 J-GAAP
YoY +4.6% － +78.0% +34.5% +27.5%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 116,332 ー 7,567 8,599 64.7 41 May 14, 2025 J-GAAP
Oct - Mar, 2025 Guidance ー ー 14,620 8,387 60.6 44 Nov 13, 2025 J-GAAP
YoY － － +93.2% -2.5% -6.2%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 246,299 ー -54,816 -49,904 -427.2 76 May 13, 2024 J-GAAP
Mar, 2025 231,460 ー 17,561 20,518 154.3 79 May 14, 2025 J-GAAP
Mar, 2026 Guidance ー ー 30,000 22,000 159.0 88 May 14, 2025 J-GAAP
YoY － － +70.8% +7.2% +3.1%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Oct - Dec, 2024 56,812 ー 3,300 4,312 32.9 0.0 Feb 3, 2025 J-GAAP
Jan - Mar, 2025 59,520 ー 4,267 4,287 32.2 0.0 May 14, 2025 J-GAAP
Apr - Jun, 2025 60,745 ー 8,007 6,326 45.7 0.0 Aug 1, 2025 J-GAAP
Jul - Sep, 2025 56,399 ー 7,373 7,287 52.7 0.0 Nov 13, 2025 J-GAAP
Oct - Dec, 2025 62,630 ー 8,282 8,212 59.3 0.0 Feb 4, 2026 J-GAAP
YoY +10.2% － +151.0% +90.4% +80.6%

Related Articles