kabutan

Awa Bank, Ordinary Profit Forecast for the Fiscal Year Revised Upward by 2%, Highest in Ten Terms

Fri Jan 30, 2026 2:00 pm JST Earnings

8388 The Awa Bank,Ltd. 【J-GAAP】

Earnings Report

The Awa Bank,Ltd. <8388> [TSE Prime] announced its financial results in the afternoon session on January 30th (14:00). The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2026 (April to December) increased 24.5% from the same period last year, reaching 16.9 billion yen.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 2.4%, from the previous forecast of 20.8 billion yen to 21.3 billion yen (compared to 17.8 billion yen in the previous period), increasing the growth rate from 16.5% to 19.3%, reaches new record high for the first time in ten terms.

Based on the full-year plan announced by the company after the upward revision, our estimate of the consolidated ordinary profit for the October to March period (second half) is expected to increase 5.5%, from the previous forecast of 9.14 billion yen to 9.64 billion yen (compared to 7.40 billion yen in the same period of the previous year), increasing the growth rate from 23.5% to 30.2%.

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit increased 67.8% from the same period last year, reaching 5.30 billion yen.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Dec, 2023 56,955 12,918 9,008 221.4 77.7 Jan 26, 2024 J-GAAP
Apr - Dec, 2024 58,272 13,616 9,985 249.9 76.2 Jan 31, 2025 J-GAAP
Apr - Dec, 2025 70,291 16,958 12,180 310.9 79.6 Jan 30, 2026 J-GAAP
YoY +20.6% +24.5% +22.0% +24.4%

Guidance Update

Second Half Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2025 Prev 41,589 9,143 6,246 159.9 70 Jan 27, 2026 J-GAAP
Oct - Mar, 2025 New 46,789 9,643 6,746 172.8 70 Jan 30, 2026 J-GAAP
Revision Rate +12.5% +5.5% +8.0% +8.0%

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev 89,000 20,800 14,500 371.3 130 Jan 27, 2026 J-GAAP
Mar, 2026 New 94,200 21,300 15,000 384.1 130 Jan 30, 2026 J-GAAP
Revision Rate +5.8% +2.4% +3.4% +3.5%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 39,801 7,404 5,977 149.8 50 May 9, 2025 J-GAAP
Oct - Mar, 2025 Guidance 46,789 9,643 6,746 172.8 70 Jan 30, 2026 J-GAAP
YoY +17.6% +30.2% +12.9% +15.3%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 76,107 16,624 11,263 277.3 75 May 10, 2024 J-GAAP
Mar, 2025 78,964 17,861 13,202 330.9 95 May 9, 2025 J-GAAP
Mar, 2026 Guidance 94,200 21,300 15,000 384.1 130 Jan 30, 2026 J-GAAP
YoY +19.3% +19.3% +13.6% +16.1%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Oct - Dec, 2024 19,109 3,159 2,760 69.1 0.0 Jan 31, 2025 J-GAAP
Jan - Mar, 2025 20,692 4,245 3,217 80.6 0.0 May 9, 2025 J-GAAP
Apr - Jun, 2025 21,849 5,317 3,777 95.8 0.0 Jul 25, 2025 J-GAAP
Jul - Sep, 2025 25,562 6,340 4,477 114.1 0.0 Nov 14, 2025 J-GAAP
Oct - Dec, 2025 22,880 5,301 3,926 100.2 0.0 Jan 30, 2026 J-GAAP
YoY +19.7% +67.8% +42.2% +45.1%

Related Articles