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Bank of Iwate, Ordinary Profit Forecast for the Fiscal Year Revised Upward by 12%, Dividend Revised Upward by 57 Yen

Fri Nov 14, 2025 2:00 pm JST Earnings

8345 The Bank of Iwate,Ltd. 【J-GAAP】

Earnings Report

The Bank of Iwate,Ltd. <8345> [TSE Prime] announced its financial results in the afternoon session on November 14th (14:00). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending March 2026 (April to September) expanded 6.41 billion yen, an increase 45.3% compared to the same period last year, exceeded the previous forecast of 5.30 billion yen.

In addition, the full-year forecast for consolidated ordinary profit has been revised upward 11.9%, from the previous forecast of 10.9 billion yen to 12.2 billion yen (compared to 9.78 billion yen in the previous period), increasing the growth rate from 11.5% to 24.7%.

Based on the first-half performance announced by the company and the full-year plan, our calculation indicates that the consolidated ordinary profit for the October to March period (second half) is expected to grow 7.8% from the same period last year, reaching 5.78 billion yen.

In light of the strong performance, the company has significantly increased its planned annual dividend for the current fiscal year from the original plan of 135 yen to 192 yen (compared to 125 yen in the previous period).

In the most recent three-month period, from July to September (2Q), the consolidated ordinary profit increased 65.4% from the same period last year, reaching 3.28 billion yen.

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Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Apr - Sep, 2023 21,519 ー 4,009 2,672 154.4 57.6 Nov 13, 2023 J-GAAP
Apr - Sep, 2024 23,734 ー 4,417 3,122 182.5 45.2 Nov 12, 2024 J-GAAP
Apr - Sep, 2025 31,984 ー 6,417 4,358 253.2 52.6 Nov 14, 2025 J-GAAP
YoY +34.8% － +45.3% +39.6% +38.8%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Apr - Sep, 2025 Guidance ー ー 5,300 3,700 214.8 67.50 May 13, 2025 J-GAAP
Apr - Sep, 2025 Results 31,984 ー 6,417 4,358 253.2 96 Nov 14, 2025 J-GAAP
Revision Rate － － +21.1% +17.8% +17.9%

Guidance Update

Full Year Update

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2026 Prev ー ー 10,900 7,500 435.1 135 May 13, 2025 J-GAAP
Mar, 2026 New ー ー 12,200 8,200 475.7 192 Nov 14, 2025 J-GAAP
Revision Rate － － +11.9% +9.3% +9.3%

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Oct - Mar, 2024 25,444 ー 5,363 3,854 224.8 65 May 13, 2025 J-GAAP
Oct - Mar, 2025 Guidance ー ー 5,783 3,842 222.9 96 Nov 14, 2025 J-GAAP
YoY － － +7.8% -0.3% -0.8%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar, 2024 43,886 ー 6,955 4,225 246.0 80 May 14, 2024 J-GAAP
Mar, 2025 49,178 ー 9,780 6,976 406.9 125 May 13, 2025 J-GAAP
Mar, 2026 Guidance ー ー 12,200 8,200 475.7 192 Nov 14, 2025 J-GAAP
YoY － － +24.7% +17.5% +16.9%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jul - Sep, 2024 11,938 ー 1,986 1,358 79.4 0.0 Nov 12, 2024 J-GAAP
Oct - Dec, 2024 12,508 ー 2,846 2,035 118.8 0.0 Jan 28, 2025 J-GAAP
Jan - Mar, 2025 12,936 ー 2,517 1,819 106.1 0.0 May 13, 2025 J-GAAP
Apr - Jun, 2025 14,183 ー 3,133 2,199 127.9 0.0 Jul 31, 2025 J-GAAP
Jul - Sep, 2025 17,801 ー 3,284 2,159 125.4 0.0 Nov 14, 2025 J-GAAP
YoY +49.1% － +65.4% +59.0% +58.0%

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