kabutan

AEON Financial, First Half Ordinary Profit Increases by 8%, Jun-Aug Ordinary Profit Increases by 38%

Thu Oct 9, 2025 3:30 pm JST Earnings

8570 AEON Financial Service Co.,Ltd. 【J-GAAP】

Earnings Report

AEON Financial Service Co.,Ltd. <8570> [TSE Prime] announced its financial results after the market closed on October 9th (15:30). The consolidated ordinary profit for the cumulative second quarter of the fiscal year ending February 2026 (March to August) increased 7.7% from the same period last year, reaching 29.1 billion yen. Progress toward the full-year plan of 57.0 billion yen was 51.2%, also surpassing the five-year average of 43.5%.

Based on the first-half performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the September to February period (second half) is expected to decrease 21.5% from the same period last year to 27.8 billion yen.

In the most recent three-month period, from June to August (2Q), the consolidated ordinary profit increased 37.8% from the same period last year, reaching 15.3 billion yen. The operating profit margin improved from 9.3% in the same period last year to 10.8%.

Kabutan News

Actual Results

Accumulated Results 2nd Quarter
Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Progress Rate vs. First Half Announce Accounting Standards
Mar - Aug, 2023 237,555 20,290 21,314 7,236 33.5 41.7 Oct 10, 2023 J-GAAP
Mar - Aug, 2024 255,790 27,142 27,111 10,215 47.3 43.3 Oct 8, 2024 J-GAAP
Mar - Aug, 2025 278,160 28,322 29,192 8,745 40.5 51.2 Oct 9, 2025 J-GAAP
YoY +8.7% +4.3% +7.7% -14.4% -14.4%

First Half Results vs. Previous Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Mar - Aug, 2025 Guidance ー ー ー ー － 25 Apr 10, 2025 J-GAAP
Mar - Aug, 2025 Results 278,160 28,322 29,192 8,745 40.5 25 Oct 9, 2025 J-GAAP
Revision Rate － － － － －

Current Period Guidance

Second Half Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Sep - Feb, 2024 277,472 34,343 35,443 5,429 25.2 28 Apr 10, 2025 J-GAAP
Sep - Feb, 2025 Guidance 291,840 28,678 27,808 12,255 56.8 28 Oct 9, 2025 J-GAAP
YoY +5.2% -16.5% -21.5% +125.7% +125.7%

Current Period Guidance

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Adj. Dividend Announce Accounting Standards
Feb, 2024 485,608 50,088 51,174 20,896 96.8 53 Apr 9, 2024 J-GAAP
Feb, 2025 533,262 61,485 62,554 15,644 72.5 53 Apr 10, 2025 J-GAAP
Feb, 2026 Guidance 570,000 57,000 57,000 21,000 97.3 53 Apr 10, 2025 J-GAAP
YoY +6.9% -7.3% -8.9% +34.2% +34.2%

Quarterly Results

Fiscal Year Revenue Operating Profit Ordinary Profit Net Profit Adj. EPS Operating Profit Margin Announce Accounting Standards
Jun - Aug, 2024 127,862 11,893 11,134 4,132 19.1 9.3 Oct 8, 2024 J-GAAP
Sep - Nov, 2024 132,982 10,775 11,830 3,548 16.4 8.1 Jan 9, 2025 J-GAAP
Dec - Feb, 2024 144,490 23,568 23,613 1,881 8.7 16.3 Apr 10, 2025 J-GAAP
Mar - May, 2025 136,555 12,998 13,853 4,357 20.2 9.5 Jul 31, 2025 J-GAAP
Jun - Aug, 2025 141,605 15,324 15,339 4,388 20.3 10.8 Oct 9, 2025 J-GAAP
YoY +10.7% +28.8% +37.8% +6.2% +6.2%

Related Articles