AIFUL, Apr-Dec (Cumulative 3Q) Ordinary Profit Increases by 22%

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

Fri Feb 7, 2025 11:30 am JST Earnings

8515 AIFUL CORPORATION 【J-GAAP】

Earnings Report

AIFUL CORPORATION <8515> [TSE Prime] announced its financial results at noon (11:30) on February 7th. The consolidated ordinary profit for the cumulative third quarter of the fiscal year ending March 2025 (April to December) increased 22.1% from the same period last year, reaching 19.7 billion yen. The progress rate toward the full-year plan of 24 billion yen was 82.3%, it was below the four-year average of 97.7%.

Based on the cumulative third-quarter performance announced by the company and the unchanged full-year plan, our calculation indicates that the consolidated ordinary profit for the January to March period (4Q) is expected to decrease 27.8% from the same period last year to 4.24 billion yen.

In the most recent three-month period, from October to December (3Q), the consolidated ordinary profit grew 11.7% from the same period last year, reaching 10 billion yen. However, the operating profit margin decreased from 20.7% in the same period last year to 19.9%.

Kabutan News

Actual Results

Accumulated Results 3rd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Dec, 2022	107,583	17,755	18,320	16,869	34.9	75.0	Feb 10, 2023	J-GAAP
Apr - Dec, 2023	121,518	15,386	16,188	14,424	29.8	73.4	Feb 9, 2024	J-GAAP
Apr - Dec, 2024	140,512	18,826	19,758	14,903	31.0	82.3	Feb 7, 2025	J-GAAP
YoY	+15.6%	+22.4%	+22.1%	+3.3%	+4.1%

Current Period Guidance

Second Half Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2023	84,017	14,470	14,862	15,209	31.4	1	May 10, 2024	J-GAAP
Oct - Mar, 2024 Guidance	97,227	14,764	14,279	14,412	30.1	1	Nov 8, 2024	J-GAAP
YoY	+15.7%	+2.0%	-3.9%	-5.2%	-4.3%

Current Period Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2023	144,152	23,724	24,428	22,343	46.2	1	May 11, 2023	J-GAAP
Mar, 2024	163,109	21,064	22,067	21,818	45.1	1	May 10, 2024	J-GAAP
Mar, 2025 Guidance	188,500	23,800	24,000	21,600	45.1	1	Nov 8, 2024	J-GAAP
YoY	+15.6%	+13.0%	+8.8%	-1.0%	+0.0%

Quarterly Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Oct - Dec, 2023	42,426	8,792	8,983	7,815	16.2	20.7	Feb 9, 2024	J-GAAP
Jan - Mar, 2024	41,591	5,678	5,879	7,394	15.3	13.7	May 10, 2024	J-GAAP
Apr - Jun, 2024	44,629	3,771	3,901	3,722	7.7	8.4	Aug 9, 2024	J-GAAP
Jul - Sep, 2024	46,644	5,265	5,820	3,466	7.2	11.3	Nov 8, 2024	J-GAAP
Oct - Dec, 2024	49,239	9,790	10,037	7,715	16.1	19.9	Feb 7, 2025	J-GAAP
YoY	+16.1%	+11.4%	+11.7%	-1.3%	-0.6%