Credit Saison Co.,Ltd., The Current Fiscal Year Net Income Revised Upward by 6%

About Information Provided on This Site

The information provided on our website 'Kabutan.com' is not intended to constitute investment solicitation or investment advisory services.
All investment decisions should be made at your own discretion and judgment.
The data on our website is provided by Tokyo Stock Exchange, Osaka Exchange, Nagoya Securities Exchange, JPX Market Innovation & Research, Japannext, and other sources.
Copyright of the Nikkei Stock Average belongs to Nikkei Inc. Stock price charts displayed on Kabutan.com are provided solely for the purpose of reviewing historical price movements of the securities.
These charts neither suggest nor guarantee future price movements of the securities and do not constitute recommendations to buy or sell.
In our financial results coverage, the term 'Surprise Results' identifies securities that demonstrate a significant degree of surprise in their earnings announcements.
This significance is quantitatively assessed based on multiple factors, including: the nature of the announcement (full-year or quarterly results); types of revisions (earnings or dividend forecasts); and numerical analysis comparing the announced results with both the company's previous forecasts and historical performance.
The 'Surprise Ranking' presents these results in order of their calculated surprise factor. Please note that neither these results nor rankings are intended to suggest or guarantee future performance of the listed securities, nor should they be construed as recommendations to buy or sell.

Thu Nov 14, 2024 3:30 pm JST Earnings

8253 Credit Saison Co.,Ltd. 【IFRS】

Earnings Report

Credit Saison Co.,Ltd. <8253> [TSE-P] announced its financial results (based on IFRS) after the market closed on November 14th (15:30). The consolidated net income for the cumulative second quarter of the fiscal year ending March 2025 (April to September) dropped by 35.4% from the same period last year to 28.4 billion yen.

However, the full-year consolidated net income has been revised upward by 5.8%, from the previous forecast of 52 billion yen to 55 billion yen.

In the most recent three-month period, from July to September (2Q), the consolidated net income significantly dropped to 11.8 billion yen, a 56.2% decrease compared to the same period last year.

Kabutan News

Actual Results

Accumulated Results 2nd Quarter

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Progress Rate vs. First Half	Announce	Accounting Standards
Apr - Sep, 2022	157,310	39,347	39,965	27,499	175.9	65.5	Nov 10, 2022	IFRS
Apr - Sep, 2023	175,117	39,813	59,372	44,010	276.3	60.6	Nov 10, 2023	IFRS
Apr - Sep, 2024	196,326	40,005	41,781	28,445	177.1	ー	Nov 14, 2024	IFRS
YoY	+12.1%	+0.5%	-29.6%	-35.4%	-35.9%

First Half Results vs. Previous Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Apr - Sep, 2024 Guidance	ー	ー	ー	ー	－	0	May 15, 2024	IFRS
Apr - Sep, 2024 Results	196,326	40,005	41,781	28,445	177.1	0	Nov 14, 2024	IFRS
Revision Rate	－	－	－	－	－

Guidance Update

Full Year Update

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2025 Prev	ー	ー	ー	52,000	335.9	105	Aug 9, 2024	IFRS
Mar, 2025 New	416,000	80,000	ー	55,000	355.2	105	Nov 14, 2024	IFRS
Revision Rate	－	－	－	+5.8%	+5.8%

Current Period Guidance

Second Half Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Oct - Mar, 2023	186,487	32,128	38,580	28,977	179.9	105	May 15, 2024	IFRS
Oct - Mar, 2024 Guidance	219,674	39,995	ー	26,555	171.5	105	Nov 14, 2024	IFRS
YoY	+17.8%	+24.5%	－	-8.4%	-4.7%

Current Period Guidance

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Adj. Dividend	Announce	Accounting Standards
Mar, 2023	322,638	60,977	61,044	43,599	278.9	70	May 15, 2023	IFRS
Mar, 2024	361,604	71,941	97,952	72,987	453.1	105	May 15, 2024	IFRS
Mar, 2025 Guidance	416,000	80,000	ー	55,000	355.2	105	Nov 14, 2024	IFRS
YoY	+15.0%	+11.2%	－	-24.6%	-21.6%

Quarterly Results

Fiscal Year	Revenue	Operating Profit	Ordinary Profit	Net Profit	Adj. EPS	Operating Profit Margin	Announce	Accounting Standards
Jul - Sep, 2023	89,238	ー	35,363	27,060	169.9	0.0	Nov 10, 2023	IFRS
Oct - Dec, 2023	93,654	21,682	24,403	18,047	112.5	23.2	Feb 13, 2024	IFRS
Jan - Mar, 2024	92,833	10,446	14,177	10,930	67.9	11.3	May 15, 2024	IFRS
Apr - Jun, 2024	100,076	ー	23,577	16,595	102.2	0.0	Aug 9, 2024	IFRS
Jul - Sep, 2024	96,250	ー	18,204	11,850	73.8	0.0	Nov 14, 2024	IFRS
YoY	+7.9%	－	-48.5%	-56.2%	-56.6%